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| CREDIT CARD DETAIL |
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| ICICI Bank Kingfisher Airlines MasterCard Titanium Credit Card. |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Airline |
| Issuer |
ICICI Bank |
| Offered Type |
MasterCard |
| Rewards |
Travel |
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Main Features
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- A premium credit card that also delivers great value.
- Now you can upgrade your flying experience with these unique benefits:
- 2 King Miles per Rs.200 on everyday spends on your card./li>
- 1 Complimentary Upgrade Voucher on every 10000 King Miles earned on your card.
- Complimentary access to MasterCard Clipper lounges at leading airports.
- Comprehensive travel insurance cover including air accident insurance of Rs. 20 lakhs.
- Complimentary membership to the King Club Red Tier.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
1.99% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
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Fees & charges
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Fees & charges
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| Joining Fee |
Nil |
| Annual Fee |
First year- Rs 500
Second year onwards - Rs 500 |
| Add On Card Fee |
Nil
Card-holders may extend the privileges of their credit card to their families with up to 2 complimentary supplementary cards. |
| Cash Advance Transaction Fee |
2.50% on advanced amount, subject to a minimum of Rs.300 |
| Finance charges on cash advances /extended credit |
3.15% monthly, 37.80% annually |
| Penalty Interest Rate |
It can be as low as 1.99% per month (23.88% per annum) depending on factors such as, but not
limited to, credit history, purchase patterns, payment behavior, loyalty and month-on book.
In case of default, interest charges may increase up to a maximum of 3.40% per month (40.80% per annum). |
| Late Payment |
30% of Minimum Amount Due (subject to a minimum of Rs.400 and a maximum of Rs.600) |
| Free Credit Period |
Enjoy up to 48 days interest-free credit on purchases. This is applicable provided the outstanding on the card-holder’s credit card, as shown on the statement, is settled in full by the due date. Card holders may withdraw money 24 hours a day from any ICICI Bank ATM or from any ATM worldwide using their card. |
| Limited Lost Card Liability |
Sum insured:Rs. 50,000
Provides cover for transactions made on the card after the card is lost by the card member. Transactions made up to 7 days post reporting and upto 2 days pre reporting, including the date of reporting are covered. All PIN based transactions including those on ATM, Internet and Telephone are not covered.
To avail benefit card has been used at least once in the last 60 days prior to the event. |
| Over Limit Charges |
2.50% on the over-limit amount (subject to a minimum of Rs.500) |
| Cheque Bounce Fee |
Rs.250 per returned cheque |
| Return of Cheque Fee |
Rs.250 per returned cheque |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300 |
| Duplicate Statement Request Charges |
Rs.100 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs.100 per chargeslip |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Fuel Surcharge |
2.5% |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| Earn 2 King Miles per Rs.200 on everyday spends on your card |
| For more info. |
Click Here |
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Airline
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Airline:
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| Airport Lounge Access |
Yes |
| Delay in Flight |
USD 250 in excess of 12 hours. Provides for reimbursement of expenses related to purchase of essential items in the event of delay in flight. Applicable if, international flight of an international airline to be boarded by card member, arrives after 12 hours or more of scheduled arrival time. For international travel only. |
| Comment (on Airport Lounge Access) |
Complimentary access to premium 'Clipper' airport lounges at major domestic and international airport terminals in India.
Relax and unwind at premium Kingfisher Airlines airport lounges between busy travel schedules.
Redeem King Miles for domestic and international lounge vouchers. |
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Fitness
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Fitness:
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| Golf Club Access |
Yes |
| Description (Golf Club Access) |
Complimentary access to Golden Greens Golf Club, Jaypee Greens Golf Club & Classic Golf Resort at Delhi and Clover Greens at Bangalore.
Discounted access to Royal Palms Golf Club, Mumbai, KGA Golf Club, Bangalore and CosmoTNGF Golf Club, Chennai.
http://www.icicibank.com/campaigns/offers/cards/Titanium%20Card/exclusivebenefits.htm |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
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Insurance:
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| Air Accident |
Rs. 20 Lakhs
This cover provides for payment of the sum insured in the event of death of the card member due to air accident. Terms applicable for availing insurance cover benefits: Cover is available for Primary Card members up to the age of 69 years and is applicable both in India and overseas. The Card member should not be a pilot / crew of any aircraft / helicopter. This insurance is valid on the tickets purchased through the ICICI Bank Kingfisher Airlines MasterCard Platinum Credit Card only. In the event of insured having multiple cards, the personal accident claim would be payable on one card only, with the maximum benefit (highest sum insured).
To avail benefit card has been used at least once in the last 60 days prior to the event. |
| Hospitalization Benefits |
No |
| Credit Shield |
Rs. 50,000
Provides for payment of the card outstanding amount in case of accidental death, subject to a maximum of the sum insured outstanding as on the date of death to be covered.
To avail benefit card has been used at least once in the last 60 days prior to the event. |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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Select cities - For salaried:Net minimum salary of Rs. 20000 per month
For self-employed: Minimum Gross Annual Business Income of Rs. 250000 |
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Salaried
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Salaried:
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| Annual Income |
Rs 20000.00 |
| Age |
Min.: 23 Yrs. Max.: 58 Yrs. |
| Documents Required |
Latest Pay Slip |
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Self Employed
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Self Employed:
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| Annual Income |
Rs 250000.00 |
| Age |
Min.: 23 Yrs. Max.: 65 Yrs. |
| Documents Required |
Latest Income Tax return |
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Terms & Conditions
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Terms & Conditions |
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