Fees & charges
|
|
Joining Fee |
Nil |
Annual Fee |
Nil |
Add On Card Fee |
Nil |
Finance charges on cash advances /extended credit |
3.15% (monthly), 37.80%(Annually) |
Penalty Interest Rate |
It can be as low as 1.99% per month (23.88% per annum) depending on factors such as, but not
limited to, credit history, purchase patterns, payment behavior, loyalty and month-on book.
In case of default, interest charges may increase up to a maximum of 3.40% per
month (40.80% per annum). |
Late Payment |
30% of minimum amount outstanding (subject to min. of Rs.400 and a maximum of Rs.600). |
Free Credit Period |
Min.: 18 days Max.: 48 days |
Minimum Amount Due |
5% of the outstanding amount or such other amount as may be determined by ICICI Bank at its sole discretion. |
Limited Lost Card Liability |
upto Rs 50000 |
Over Limit Charges |
2.5% on over limit amount (subject to a min. of Rs. 500). |
Cheque Pickup Fee |
Rs 100 |
Cheque Bounce Fee |
Min.: Rs 250 |
Return of Cheque Fee |
Rs.250 per returned cheque |
Invalid Cheque Fee |
Min.: Rs 250 |
Outstation Cheque Processing Fee |
Rs 100 1% |
Non-Bank ATM Access / Balance Enquiry Charges |
Rs 30 |
Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300. |
Duplicate Statement Request Charges |
Rs 100 |
Replacement Card Charges |
Rs 100 |
Charge Slip Request |
Rs.100 per chargeslip |
Railway Booking Surcharge |
2.5% |
Railway Booking Surcharge (Online) |
1.8% |
Fuel Surcharge |
2.5% |
Foreign Currency Transaction Charges |
3.5% |
Service Tax |
10.3% |
|