Fees & charges
|
|
| Joining Fee |
Nil |
| Annual Fee |
Nil |
| Add On Card Fee |
Nil |
| Finance charges on cash advances /extended credit |
3.15% (monthly), 37.80%(Annually) |
| Penalty Interest Rate |
It can be as low as 1.99% per month (23.88% per annum) depending on factors such as, but not
limited to, credit history, purchase patterns, payment behavior, loyalty and month-on book.
In case of default, interest charges may increase up to a maximum of 3.40% per
month (40.80% per annum). |
| Late Payment |
30% of minimum amount outstanding (subject to min. of Rs.400 and a maximum of Rs.600). |
| Free Credit Period |
Min.: 18 days Max.: 48 days |
| Minimum Amount Due |
5% of the outstanding amount or such other amount as may be determined by ICICI Bank at its sole discretion. |
| Limited Lost Card Liability |
upto Rs 50000 |
| Over Limit Charges |
2.5% on over limit amount (subject to a min. of Rs. 500). |
| Cheque Pickup Fee |
Rs 100 |
| Cheque Bounce Fee |
Min.: Rs 250 |
| Return of Cheque Fee |
Rs.250 per returned cheque |
| Invalid Cheque Fee |
Min.: Rs 250 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Non-Bank ATM Access / Balance Enquiry Charges |
Rs 30 |
| Dial a Draft Fee |
3% of the draft value amount subject to a minimum of Rs.300. |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs.100 per chargeslip |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Fuel Surcharge |
2.5% |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
|
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