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CREDIT CARD DETAIL ICICI Platinum Card Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer ICICI Bank Offered Type Visa Rewards Travel, Lifestyle Main Features Priority access to the world's exclusive airport lounges. To know more about Priority Pass facility, please click here. and for lounge locator. Fuel-surcharge waiver across all petrol pumps. Fuel-purchase transactions on the card will not earn reward points from December 15, 2007. # An exclusive Rewards Pprogram and one of a kind redemption offer. High credit limit and cash limit. APR of 2.75% monthly w..e.f March 1st, 2008. Air-accident insurance of up to Rs 1 crore (@) (@)This cover is availabe only if the air ticket is purchased on ICICI Bank Credit Card and the card is an Active card. Active is defined as one swipe for retail transaction in last 90 days prior to date of loss. I-Assist, 24x7 personal concierge services, offering a host of benefits. A specialized customer service desk.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 1.99% per month Introductory Period 0 month Interest Rate 1.99% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Joining Fee Free for life Annual Fee Free for life Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs 300 Finance charges on cash advances /extended credit 2.75% (monthly),38.48%(Annually) for Platinum card w.e.f March 1st 2008 Late Payment 30% of minimum amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600). Free Credit Period Min.: 22 days Max.: 52 days Limited Lost Card Liability upto Rs 50000 Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500). Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Invalid Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits An exclusive rewards earning program and one of a kind redemption offer  Airline   Airline: Airport Lounge Access Yes Comment (on Airport Lounge Access) Priority access to the world's exclusive airport lounges.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service Yes I-Assist, 24x7 personal concierge services, offering a host of benefits http://www.icicibank.com/pfsuser/cards/creditcard/platinum.htm Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 480000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 480000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Retired Pensioners   Retired Pensioners: Annual Income Rs  Age Min.:   Yrs.   Max.: 70 Yrs. Documents Required  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Loan upper limit increased for women The right way to compare credit cards The best education loan from banks in... 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