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| CREDIT CARD DETAIL |
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| ICICI Bank Platinum Identity Credit Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Super Premium |
| Issuer |
ICICI Bank |
| Offered Type |
Visa |
| Rewards |
Lifestyle, Travel |
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Main Features
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- Exclusive Welcome Privilege
- International Golf fee card with two year membership that powers travel, golfing and leisure benefits
- Priority Pass that provides access to more than 600 of the world's exclusive airport lounges.
- Fuel-surcharge waiver across all petrol pumps.
- Global Platinum offers across shopping, dining, golf and travel.
- Air-accident insurance of Rs. 1 Crore.
- Earn 2 Hand-Picked rewards on every Rs.200 spent in India and 4 Hand-Picked rewards on every Rs 200 spent internationally. Fast-forward rewards earned up to 8 Hand-Picked rewards per Rs.200.
- Redeem rewards against premium brands from the exclusive `Hand-Picked Rewards’ catalogue . Every 1100 Hand-Picked Rewards gives Rs 1000 worth of vouchers.
- Save time with I-Assist: 24x7 personal concierge services, offering a host of benefits including restaurant reservations, gift and flower delivery, emergency auto assistance services etc.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.15% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0.75% per month |
| Introductory Period |
6 month |
| Interest Rate |
1.49% per month
(0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back} |
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Fees & charges
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Fees & charges
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| Annual Fee |
First year annual subscription of Rs 2000 and a annual renewal fee of Rs 1000 thereafter) |
| Cash Advance Transaction Fee |
2.50% on advanced amount, subject to a minimum of Rs. 300 |
| Finance charges on cash advances /extended credit |
3.15% (Monthly), 45.09% (Annually) for all other cards, irrespective of the date of transaction |
| Late Payment |
30% of minimum amount outstanding, subject to min. of Rs. 350 and max. of Rs. 600 |
| Free Credit Period |
Min.: 18 days Max.: 48 days |
| Limited Lost Card Liability |
upto Rs 50000 |
| Over Limit Charges |
2.5% of over limit amount, subject to a minimum of Rs. 500 |
| Cheque Bounce Fee |
Min.: Rs 250 |
| Return of Cheque Fee |
Min.: Rs 250 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Dial a Draft Fee |
2.50% of the draft value amount subject to a minimum of Rs.300 |
| Duplicate Statement Request Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Nil |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
12.36% |
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Rewards & Benefits
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Rewards & Benefits
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| 1 reward point for every Rs. 100 spent and 2 reward point every Rs 100 Spent internationally. |
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Airline
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Airline:
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| Airport Lounge Access |
Yes |
| Comment (on Airport Lounge Access) |
Priority Pass that provides you with access to the world's exclusive airport lounges.
As a Priority Pass member, you can relax in the most comfortable and luxurious VIP airport lounges throughout the world. No matter what class or airline you fly with, or whether or not you are already a member of an airline frequent flyer club. |
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Fitness
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Fitness:
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| Golf Club Access |
Yes |
| Description (Golf Club Access) |
Golf fee card with two year validity |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
No |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
Yes
I-Assist: 24x7 personal concierge services, offering a host of benefits. |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
Yes |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
Yes |
| EMI on Call Facility |
Yes |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
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Insurance:
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| Air Accident |
Air-accident insurance of up to Rs. 1 Crore |
| Hospitalization Benefits |
No |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs 480000.00 |
| Age |
Min.: 21 Yrs. Max.: Yrs. |
| Documents Required |
Public Ltd / MNC / Govt:
Pay slip / Salary Certificate / Income Tax Returns / Form 16
Proprietorship / Partnership / Pvt. Ltd.:
Pay slip / Income Tax Returns / Form 16 |
| Documents Required - Holding Credit Card for over an year |
Photocopy of your latest Credit Card Statement
Photocopy of your Credit Card Front |
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Self Employed
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Self Employed:
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| Annual Income |
Rs 480000.00 |
| Age |
Min.: 21 Yrs. Max.: Yrs. |
| Documents Required |
Income Tax Returns
Other Bank Card Documents/Specific Club memberships required for the EMI card |
| Documents Required - Holding Credit Card for over an year |
Photocopy of your latest Credit Card Statement
Photocopy of your Credit Card Front |
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