CREDIT CARD DETAIL ICICI Bank Platinum Premiere Credit Card Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer ICICI Bank Offered Type Visa Rewards Main Features Personalized concierge Services like car rental, hotel referral and reservation, restaurant referral and reservation APR of 3.15% monthly w..e.f March 1st, 2008 Service Charges for Revolving Credit 2.75% w.e.f March 1st, 2008. Air accident insurance upto Rs 40 lakhs Fuel surcharge waiver across all petrol pumps Fuel-purchase transactions on the card will not earn reward points from December 15, 2007. Reward point on every Rs 100 spend High credit and cash limit I-Assist, 24x7 personal concierge services, offering a host of benefits.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Joining Fee Free for life Credit Limit High credit and cash limit Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs. 300. Finance charges on cash advances /extended credit 3.15% (monthly),45.09%(Annually) for Platinum Premier credit card w.e.f March 1st 2008 Penalty Interest Rate 3.15% (monthly),45.09%(Annually) for Platinum Premier credit card w.e.f March 1st 2008 Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) Free Credit Period Min.: 22 days Max.: 52 days Minimum Amount Due Subject to minimum of Rs. 250/- and maximum of Rs. 500/- Limited Lost Card Liability upto Rs 50000 Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges 1% on the Cheque value, subject to a minimum of Rs. 100 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs. 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Reward point on every Rs 100 spend An exclusive Rewards program and one of a kind redemption offer. For more info. Click Here  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service Yes Personalized concierge Services like car rental, hotel referral and reservation, restaurant referral and reservation. I-Assist, 24x7 personal concierge services, offering a host of benefits. Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes Insurance: Air Accident 40,00000 Hospitalization Benefits No  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 480000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 480000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Carnival of Indian Personal Finance Blogs #6 Credit profile and its effect on loan... What should you do if interest rates are... Know your home loan better Tax saver fixed deposits in India earn you...