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CREDIT CARD DETAIL ICICI Bank Signature Credit Card Card Highlights Card Class Platinum/Titanium Card Type Super Premium Issuer ICICI Bank Offered Type Visa Rewards Lifestyle Main Features Welcome aboard with the following 'Red Carpet' Privileges: 30,000 Reward Points, which you can redeem for any reward from the ICICI Bank 'Hand-Picked Rewards Catalogue', an exclusive catalogue for premium cardholders. Exclusive options against 30,000 Hand-Picked Rewards for ICICI Bank Signature Credit cardholders - Tag Hueur or Raymond Weil watches, Mont Blanc accessories International Golf Fee card with two year membership that powers travel, golfing and leisure benefits Priority Pass that provides access to more than 600 of the world's exclusive airport lounges. Complete waiver of lounge access changes when you book your international air ticket on your Signature Card. Powerful rewards programme: Earn up to 10 Hand-Picked Rewards per Rs. 100 spent on your Signature Card. To know how. Redeem rewards against premium brands from the exclusive `Hand-Picked Rewards’ catalogue . Every 1100 Hand-Picked Rewards gives Rs 1000 worth of vouchers. Air-accident insurance of Rs. 3 crore. Complimentary companion ticket on booking at www.pvrcinemas.com* note: Till Sep 09. For detailed terms and conditions, please refer to www.pvrcinemas.com Complimentary one-way airport drop in a chauffeur driven luxury sedan from Hertz on every airline booking at www.travelocity.com note: Till Sep 09. For detailed terms and conditions, please refer to www.travelocity.com Complimentary access to prestigious members-only private clubs across South East Asia Save time with I-Assist: 24x7 personal concierge services, offering a host of benefits including international medical services, exclusively for ICICI Bank Signature Credit cardholders.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month (Transfer the balances from your Other Bank Credit Card to your ICICI Bank Credit Card and enjoy an interest rate as low as 0% on the transferred amount.}  Fees & charges   Fees & charges Joining Fee Rs 25,000 Annual Fee Second year onwards - Rs 2000 Earn 1500 bonus reward points on annual fee payment Credit Limit Min.: Rs 300000 Cash Advance Transaction Fee 2.5% Finance charges on cash advances /extended credit 2.75% (Monthly) 38.48% (Annually) for ICICI Bank Signature Credit Card Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 300 and max. of Rs. 600) Free Credit Period Min.: 22 days Max.: 52 days Minimum Amount Due Subject to minimum of Rs. 250/- and maximum of Rs. 500/-. Over Limit Charges 5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn up to 10 Hand-Picked Rewards per Rs. 100 spent on your Signature Card For more info. Click Here  Airline   Airline: Airport Lounge Access Yes Airline Travel Benefits 4 points on every travel-related spend of Rs.100 Comment (on Airport Lounge Access) Priority access to the world's exclusive airport lounges  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service Yes I-Assist, 24x7 personal concierge services, offering a host of benefits. Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million No. of ATMs (India) 77,000 establishments across India and Nepal Insurance: Air Accident 30000000 Hospitalization Benefits No  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 1200000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 1200000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Credit card finance charges in India: A... Free insurance policies with credit cards Medical Insurance: Save tax along with health How good are floating rate car loans? Personal loan: Lender of the last resort