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CREDIT CARD DETAIL ICICI Bank Solid Gold Credit Card Card Highlights Card Class Gold Card Type Premium Issuer ICICI Bank Offered Type Visa, Mastercard Rewards Main Features Welcomed internationally at over 22 million merchant establishments. High credit limit and cash limits. Most powerful catalogue-based Rewards Program. Mobile alerts and statement by e-mail. 10% discount on basic domestic fares and International basic fares. Discount on airfare available only on air ticket booking through www.makemytrip.com/ travelsmart. Airfare discount not valid on SpiceJet and Air Deccan. Maximum discount of Rs. 10,000 in a calendar year.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 3.15% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Joining Fee Rs 1500 Annual Fee Rs 1500 Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs 300 Finance charges on cash advances /extended credit 3.15% Late Payment 30% of minimum amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600). Free Credit Period Min.: 22 days Max.: 52 days Limited Lost Card Liability Nil Over Limit Charges 5% Min.: Rs 500 Max.: Rs 600 Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee 250% Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for Internet transactions and 2.5% for other bookings. Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits 10 reward points for every Rs. 200 spent and redeem these points against exciting options. For more info. Click Here  Airline   Airline: Bookings Agent makemytrip.com International Air ticket Discount 10 % Domestic Air ticket Discount 10 %  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million VISA Card and 22 million MasterCard No. of ATMs (India) 77,000 establishments across India and Nepal  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 120000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 100000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Get the basics right before applying for... What to look for while taking a personal loan Consolidation good for creating healthier... What should you do if interest rates are... Factors affecting eligibility for home loans