ICICI Bank Solid Gold Credit Card : ICICI Bank : Rupee Times

CREDIT CARD DETAIL

ICICI Bank Solid Gold Credit Card

Card Highlights

Card Class	Gold
Card Type	Premium
Issuer	ICICI Bank
Offered Type	Visa, Mastercard
Rewards

Main Features

Welcomed internationally at over 22 million merchant establishments. High credit limit and cash limits. Most powerful catalogue-based Rewards Program. Mobile alerts and statement by e-mail. 10% discount on basic domestic fares and International basic fares. Discount on airfare available only on air ticket booking through www.makemytrip.com/ travelsmart. Airfare discount not valid on SpiceJet and Air Deccan. Maximum discount of Rs. 10,000 in a calendar year.

Credit Card Rates

Purchases:

Intro Interest Rate	3.15% per month
Introductory Period	0 month
Interest Rate	3.15% per month

Balance Transfers:

Intro Interest Rate	0.75% per month
Introductory Period	6 month
Interest Rate	1.49% per month

Fees & charges

Joining Fee	Rs 1500
Annual Fee	Rs 1500
Cash Advance Transaction Fee	2.5% on advanced amount, subject to a minimum of Rs 300
Finance charges on cash advances /extended credit	3.15%
Late Payment	30% of minimum amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600).
Free Credit Period	Min.: 22 days Max.: 52 days
Limited Lost Card Liability	Nil
Over Limit Charges	5% Min.: Rs 500 Max.: Rs 600
Cheque Bounce Fee	Min.: Rs 250
Return of Cheque Fee	250%
Outstation Cheque Processing Fee	Rs 100 1%
Non-Bank ATM Access / Balance Enquiry Charges	Rs 30
Dial a Draft Fee	Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300.
Duplicate Statement Request Charges	Rs 100
Charge Slip Request	100
Railway Booking Surcharge	2.5%
Railway Booking Surcharge (Online)	1.8%
Air/Railway Booking Comment	1.80% for Internet transactions and 2.5% for other bookings.
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits


10 reward points for every Rs. 200 spent and redeem these points against exciting options.
For more info.	Click Here

Airline

Services & Features

General Features:

Photo Option	Yes
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	22 million VISA Card and 22 million MasterCard
No. of ATMs (India)	77,000 establishments across India and Nepal

Eligibility Criteria

Terms & Conditions

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