CREDIT CARD DETAIL ICICI Bank Sterling Silver Credit Card Card Highlights Card Class Standard Card Type Classic Issuer ICICI Bank Offered Type Visa, MasterCard Rewards Main Features Most powerful catalogue based rewards Program. Comprehensive Travel Benefits. Mobile Alerts and Statement by E-mail Accepted at over 22 million merchant establishments globally.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs 300. Finance charges on cash advances /extended credit 3.15% Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) Free Credit Period Min.: 20 days Max.: 50 days Limited Lost Card Liability Zero Lost Card liability. Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 2.5% of the draft amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs. 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for Internet transactions and 2.5% for other bookings. Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Most powerful catalogue based rewards Program. Earn up to 10 reward points for every Rs. 200 spent and redeem these points against exciting options. All you need to do is collect a minimum of 500 points and start redeeming them for gifts, great benefits and services. For more info. Click Here  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million merchant establishments No. of ATMs (India) 77,000 establishments across India and Nepal  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 96000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 100000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Retired Pensioners   Retired Pensioners: Annual Income Rs  Age Min.:   Yrs.   Max.: 65 Yrs. Documents Required  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS NRI Home Loan: A friend for the non-residents 5 steps to avoid credit card debt and... What should you do if interest rates are... TIPS FOR ASPIRING CAR BUYERS AND OWNERS Home loans: a route to home sweet home