ICICI Bank Sterling Silver Credit Card : ICICI Bank : Rupee Times

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CREDIT CARD DETAIL

ICICI Bank Sterling Silver Credit Card

Card Highlights

Card Class	Standard
Card Type	Classic
Issuer	ICICI Bank
Offered Type	Visa, MasterCard
Rewards

Main Features

Most powerful catalogue based rewards Program. Comprehensive Travel Benefits. Mobile Alerts and Statement by E-mail Accepted at over 22 million merchant establishments globally.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.15% per month

Balance Transfers:

Intro Interest Rate	0.75% per month
Introductory Period	6 month
Interest Rate	1.49% per month

Fees & charges

Fees & charges

Cash Advance Transaction Fee	2.5% on advanced amount, subject to a minimum of Rs 300.
Finance charges on cash advances /extended credit	3.15%
Late Payment	30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600)
Free Credit Period	Min.: 20 days Max.: 50 days
Limited Lost Card Liability	Zero Lost Card liability.
Over Limit Charges	2.5% on over limit amount (subject to a min. of Rs. 500)
Cheque Bounce Fee	Min.: Rs 250
Return of Cheque Fee	Min.: Rs 250
Outstation Cheque Processing Fee	Rs 100 1%
Non-Bank ATM Access / Balance Enquiry Charges	Rs 30
Dial a Draft Fee	2.5% of the draft amount subject to a minimum of Rs.300.
Duplicate Statement Request Charges	Rs 100
Charge Slip Request	Rs. 100
Railway Booking Surcharge	2.5%
Railway Booking Surcharge (Online)	1.8%
Air/Railway Booking Comment	1.80% for Internet transactions and 2.5% for other bookings.
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Rewards & Benefits

Services & Features

Services & Features

General Features:

Photo Option	Yes
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	Yes
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	Yes
EMI on Call Facility	Yes
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	22 million merchant establishments
No. of ATMs (India)	77,000 establishments across India and Nepal

Eligibility Criteria

Eligibility Criteria

Salaried

Self Employed

Retired Pensioners

Terms & Conditions

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