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CREDIT CARD DETAIL ICICI Bank Thomas Cook Titanium Credit Card Card Highlights Card Class Platinum/Titanium Card Type Travel Issuer ICICI Bank Offered Type MasterCard Rewards Travel Main Features Freedom from Fuel surcharge, across all petrol pumps, anywhere in the country. A Free Holiday Voucher worth Rs 5000 valid for any Thomas Cook Group holiday. Relax in luxury, at Oberoi Clipper Lounges across various international and domestic airports in India. Earn double reward points – 2 points for every Rs 200 spent. 6 reward points for every Rs 100 spent at Thomas Cook outlets and at all outlets outside India. 5% discount on domestic airline tickets booked through Thomas Cook. 3.5% discount on international airline tickets booked through Thomas Cook. 10% discount at Flemingo Duty Free shops at various international airports in India. Enjoy exclusive access to 15 premier Golf courses in the country. Get upto 50% discount on green fees.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Joining Fee Free for life Annual Fee Free for life Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs. 300. Finance charges on cash advances /extended credit 3.15% (monthly),45.09%(Annually) for Private Banking credit card w.e.f March 1st 2008 Late Payment 30% of minimum amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600). Free Credit Period Min.: 22 days Max.: 52 days Limited Lost Card Liability Nil Over Limit Charges 2.5% on over limit amount (subject to a min. of Rs. 500) Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs. 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for Internet transactions and 2.5% for other bookings. Fuel Surcharge 2.5% Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn double reward points – 2 points for every Rs 200 spent. 6 reward points for every Rs 100 spent at Thomas Cook outlets and at all outlets outside India.  Airline   Airline: Bookings Agent Thomas Cook Airport Lounge Access Yes International Air ticket Discount 3.5 % Domestic Air ticket Discount 5 % Comment (on Airport Lounge Access) Relax in luxury, at Oberoi Clipper Lounges across various international and domestic airports in India  Fitness   Fitness: Golf Club Access Yes Description (Golf Club Access) Enjoy exclusive access to 15 premier Golf courses in the country. Get upto 50% discount on green fees.  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service No  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 360000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 360000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS LAP or personal loan: Which one to choose? Get rid of your home loan faster How to go about ‘Leveraged Investing’ Cash-Back offer at Corporation Bank this... How to Invest to Save?