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CREDIT CARD DETAIL ICICI Bank Titanium Credit Card Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer ICICI Bank Offered Type MasterCard Rewards Lifestyle Main Features Freedom from Fuel surcharge, across all petrol pumps, anywhere in the country Relax in luxury, at Oberoi Lounges across various international and domestic airports in India More rewards for retail spends outside India, 10 reward points for every Rs 200. Higher reward points for retail spends in India, 2 reward points per Rs 200 10% discount at Flamingo Duty Free shops at various international airports in India Up to 25% discount at major restaurants in top 6 cities (Mumbai, Delhi, Chennai, Kolkata, Bangalore, Hyderabad) International Lifestyle offers  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.15% per month Balance Transfers: Intro Interest Rate 0.75% per month Introductory Period 6 month Interest Rate 1.49% per month  Fees & charges   Fees & charges Joining Fee Free for life Annual Fee Free for life Cash Advance Transaction Fee 2.5% on advanced amount, subject to a minimum of Rs. 300. Finance charges on cash advances /extended credit 3.15% Late Payment 30% of min. Amount outstanding (subject to min. of Rs. 350 and max. of Rs. 600) Free Credit Period Min.: 22 days Max.: 52 days Minimum Amount Due Subject to minimum of Rs. 250/- and maximum of Rs. 500/-. Limited Lost Card Liability Nil Over Limit Charges 2.5% Min.: Rs 500 Cheque Bounce Fee Min.: Rs 250 Return of Cheque Fee Min.: Rs 250 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 30 Dial a Draft Fee 3% w.e.f. Feb 01, 2008 of the draft value amount subject to a minimum of Rs.300. Duplicate Statement Request Charges Rs 100 Charge Slip Request Rs. 100 Railway Booking Surcharge 2.5% Railway Booking Surcharge (Online) 1.8% Air/Railway Booking Comment 1.80% for Internet transactions and 2.5% for other bookings. Fuel Surcharge 2.5% Foreign Currency Transaction Charges 3.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits More rewards for retail spends outside India, 10 reward points for every Rs 200 Higher reward points for retail spends in India, 2 reward points per Rs 200 For more info. Click Here  Airline   Airline: Airport Lounge Access Yes Comment (on Airport Lounge Access) Relax in luxury, at Oberoi Lounges across various international and domestic airports in India  Entertainment   Entertainment: Restaurant Discount Yes Description (Restaurant Discount) Up to 25% discount at major restaurants in top 6 cities (Mumbai, Delhi, Chennai, Kolkata, Bangalore, Hyderabad)  Services & Features   Services & Features General Features: Photo Option Yes Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility Yes EMI on Call Facility Yes Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service No  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs 360000.00 Age Min.: 21 Yrs.   Max.: 58 Yrs. Documents Required Public Ltd / MNC / Govt: Pay slip / Salary Certificate / Income Tax Returns / Form 16 Proprietorship / Partnership / Pvt. Ltd.: Pay slip / Income Tax Returns / Form 16 Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Self Employed   Self Employed: Annual Income Rs 360000.00 Age Min.: 21 Yrs.   Max.: 65 Yrs. Documents Required Income Tax Returns Other Bank Card Documents/Specific Club memberships required for the EMI card Documents Required - Holding Credit Card for over an year Photocopy of your latest Credit Card Statement Photocopy of your Credit Card Front  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Balance Transfer Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Home Loans come with Tax Rebates! The ABN AMRO One Card Home Loans: How to reduce your floating rate Converting credit card outstanding into a... NRI Home Loan: A friend for the non-residents