CREDIT CARD DETAIL Indian Bank Global Gold Card Card Highlights Card Class Gold Card Type Premium Issuer Indian Bank Offered Type Visa Rewards Main Features Worldwide acceptance No joining fee, No renewal/annual fee Free insurance coverage Pay just 5% of total monthly outstanding and revolve the balance Competitive pricing @1.99% pm on purchases Online shopping Usage of the Credit Card on the Billing date of the month would provide 45 days interest free credit whereas using the card on previous day of the Billing date would give only 15 days interest free credit. Up to 40% of the stipulated credit limit With drawl at any of Indian Bank ATM Any Visa enabled ATM across India Any of Visa ATM worldwide In addition to above Indian Bank ATM sharing arrangement like CASHTREE, MITR etc.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.99% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 6 month Interest Rate 1.79% per month  Fees & charges   Fees & charges Joining Fee Exempted Annual Fee Exempted Add On Card Fee 4 Supplementary Cards Credit Limit Rs.75,001 to Rs.3.00 lakhs Cash Advance Limit 40% of Revolving credit limit subject to max.Rs.80,000/- Cash Advance Transaction Fee 50% Free Credit Period Min.: 15 days Max.: 45 days Limited Lost Card Liability With our Purchase Protection cover upto Rs. 25000, you are guarded against any misuse in case your Card gets lost or stolen. Your liability is NIL from the moment you report the loss to us. Return of Cheque Fee Min.: Rs 250 Invalid Cheque Fee Min.: Rs 250 Replacement Card Charges Rs 250 Air/Railway Booking Comment Rs.10 or 1.8% whichever is higher Fuel Surcharge 2.5% Min.: Rs 10 Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Earn Rs 0.50 for every Rs 100 spent. Once Rs 500 is accumulated, cheer…It is all yours! You get the same amount in form of cash back.  Airline   Airline: Loss of Checked Baggage Cover Upto Rs 10,000  Health   Health: Hospitalization Benefits Yes Description (Hospitalization Benefits) l Hospitalization cover due to accident Rs. 1,00,000 Restricted to Rs.0.50 lakh and Rs.0.25 lakh for Gold card holders in the age group of 66 to 80 years)  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) 30 million VISA Merchant Establishments No. of ATMs (India) 111,000 Merchant Establishments Insurance: Air Accident Rs. 5,00,000 Other Accident Rs. 2,00,000 Add-on Card member Rs. 1,00,000 Purchase Protection Rs. 25,000 Hospitalization Benefits Yes Credit Shield l Credit Shield on death Rs. 25,000  Terms & Conditions   Terms & Conditions MOST IMPORTANT TERMS AND CONDITIONS INDIAN BANK GLOBAL CREDIT CARD TERMS AND CONDITIONS Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Personal loan EMI calculator from RupeeTimes Bank loans that could glitter for you Home Equity Loan: A shoulder you can bank... Complete guide to education loans in India The right way to compare credit cards