Services & Features
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General Features:
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| Photo Option |
Yes |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
No |
| Rewards Programme |
No |
| Global Emergency Assistance Service |
Yes |
| No. of ATMs (Global) |
8.7 lakh ATMs worldwide |
| No. of ATMs (India) |
15000 ATMs in India |
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Insurance:
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| Air Accident |
Self: Rs.10,00000
Spouse : Rs.200000 |
| Other Accident |
Self : Rs.200000
Spouse : Rs.100000 |
| Purchase Protection |
Any item purchased through IOB-VISA is insured against the risk of fire, riots, strike, malicious damage, terrorism and theft during transit (from the place of purchase to the residence) and whilst kept/situated at the premises of the cardholder subsequently totally for a period of one year from the date of purchase for a maximum sum of Rs.25,000/- per year. |
| Hospitalization Benefits |
No |
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