Credit Cards

Auto Loans

Home Loans

Personal Loan

Fixed Deposits

Savings Accounts

Education Loans

CREDIT CARD DETAIL Kotak Mahindra Aqua Gold Card Card Highlights Card Class Gold Card Type Classic Issuer Kotak Offered Type Visa Rewards Main Features Interest free cash withdrawals Zero charge EMI 2.5% fuel surcharge waiver Credit limit, up to 80% of term deposit amount Free for life  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.99% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month (Transfer your outstanding balance and enjoy 3 months of interest free period. * Processing fee of Rs.299 per Rs.10000 *Continued interest free period on fresh retail purchases * Easy & Instant}  Fees & charges   Fees & charges Joining Fee Nil Annual Fee Nil Add On Card Fee Add-on Card holder should be 18 years and above Rs. 299/499* *Customer can choose among the available two variants Credit Limit * Up to 80% of the term deposit amount * Known up front at the time of applying for card * High credit limit, up to 12 lakhs Cash Advance Limit higher cash limit : 90% of your credit limit Late Payment Rs. 500 Free Credit Period Up to 48 days Over Limit Charges Rs. 500 Cheque Bounce Fee Rs. 500 Air/Railway Booking Comment * Save 1.8% to 2.5% * Railway Surcharge Waiver for offline & online transactions Fuel Surcharge 2.5% Foreign Currency Transaction Charges 3.5% Service Tax 10.3%  Rewards & Benefits   Rewards & Benefits  Airline   Airline: Airline Travel Benefits Get Rs.125 off on Kingfisher, Rs.100 off on Spicejet, Indigo, MDLR & Paramount and 5 % off on GoAir on the total fare. Get Rs.1000 off on every domestic package and Rs.1500 off on every international package. Note: offers valid till 31st march 2010.  Cash Back   Cash Back: Description Flat 7.5 % Cash Back on Hotels & Holiday packages with MakeMyTrip Note: Offer valid from 1st October 2009 to 31st March 2010.  Entertainment   Entertainment: Movie Discount Yes Description (Movie Discount) Save more with an additional 10 % instant discount on bookings made at www.famecinemas.com Plus get the usual 10% cash back on Movies in your statement Note: Offer valid till 14th October 2009 Restaurant Discount Yes Description (Restaurant Discount) Get discounts between 10 -2 0 % at select Indian restaurants Plus get the usual 10% cash back on Dining in your statement Note: Offer valid till 31st October 2009  Hotel   Hotel: Booking Discount Yes Description (Booking Discount) Get Rs.250 off per room per night for 3 star hotels and Rs.500 off per room per night for 5 star hotels. Note:Offer valid till 31st march 2010.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme No Global Emergency Assistance Service No Insurance: Hospitalization Benefits No  Special Offers   Special Offers Offers & Discounts  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Carnival of Indian Personal Finance Blogs #6 This is how a bank lends money Calculate your tax Fixed or floating interest rate home loan:... Handle your credit card with Care