CREDIT CARD DETAIL
Kotak NRI Royale Signature Credit Card
Card Highlights
Card Class Platinum/Titanium (Issued against Fixed Deposit)
Card Type Signature Card
Issuer Kotak Mahindra Bank
Offered Type Visa
Rewards
Main Features
  • Choice on Rewards
  • Auto redemption of rewards: You can choose to have your reward points automatically encashed to your Kotak NRI Credit Card statement every three months or
  • Airmiles: Convert your reward points to Airmiles from our Airline partners Kingfisher, Jet and Air-India.
  • Freedom to purchase & pay in INR: While traveling to India, save the mark up fee charged on your credit card issued outside India or the hassles of currency exchange and Enjoy the benefit of paying for your purchases, travel and dining in Indian Rupees
  • 2.5% Fuel surcharge waiver
  • Gift your loved ones with an add on card, free of charge.
  • Railway Surcharge Waiver
  • In case your Credit Card is stolen, you get a cover of Rs. 2,50,000 against fraudulent usage upto 7 days pre-reporting.
  • NRI Credit Card can be applied for against an NRE/NRO Term Deposit of Rs.1 lac or above.
  Card Rates
Purchases:
Intro Interest Rate 0% per month
Introductory Period 0 month
Interest Rate 3.1% per month
Balance Transfers:
Intro Interest Rate 0% per month
Introductory Period 0 month
Interest Rate 0% per month
 Fees & charges
 Rewards & Benefits
 Services & Features
 Special Offers
 Eligibility Criteria
 Terms & Conditions
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