Kotak Trump Visa Gold Card : Kotak : Rupee Times

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CREDIT CARD DETAIL

Kotak Mahindra Trump Visa Gold Card

Card Highlights

Card Class	Gold
Card Type	Premium
Issuer	Kotak Mahindra Bank
Offered Type	Visa
Rewards

Main Features

Simplified fees and charges No interest, no fee EMIs for three months Interest-free cash withdrawals Convert any purchase above Rs. 5000/- into EMI

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	3 month
Interest Rate	0% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month (Processing fee or Rs.199/- flat. Continued interest free period on fresh retail purchases}

Fees & charges

Fees & charges

Joining Fee	Free for life
Add On Card Fee	Joining fee of Rs.149/- per card
Cash Advance Transaction Fee	Interest-free cash withdrawals Flat fees - Rs. 300/- 2.5% or Rs. 250/- to Rs. 300/- whichever is higher
Penalty Interest Rate	No interest, no fee EMIs for three months 6 Months 0% interest and processing Flat Fee Rs.500
Late Payment	Flat fees -Rs. 350/- Range Rs. 300/- to Rs. 600/- with 30% of Minimum Amount Due
Over Limit Charges	Flat fees - Rs. 500/- 2.5% on over limit amount (subject to a minimum of Rs. 500/-)
Cheque Bounce Fee	Flat fees - Rs. 300/- 2.5% of amount or Rs. 250/- whichever is lower
Dial a Draft Fee	Flat fees - Rs. 300/- 2.5% or Rs. 250/- to Rs. 300/- whichever is higher
Emergency Replacement(when overseas)	Nil
Charge Slip Request	Nil
Air/Railway Booking Comment	Railway Surcharge Waiver for offline & online transactions Waiver of 1.8%
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	3% to 3.5%
Service Tax	12.36%

Rewards & Benefits

Services & Features

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	Yes
Dial a Draft Facility	Yes
Rewards Programme	No
Global Emergency Assistance Service	Yes

Insurance:

Hospitalization Benefits

No

Special Offers

Eligibility Criteria

Terms & Conditions

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Corporation Bank

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Dhanlaxmi Bank

Indian Bank

Indian Overseas Bank

IndusInd Bank

Jammu & Kashmir Bank

Kotak Mahindra Bank

Punjab National Bank

Reliance Capital Ltd.

Royal Bank of Scotland

Standard Chartered Bank

State Bank of India

Syndicate Bank

Union Bank of India

United Bank of India

Vijaya Bank

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