CREDIT CARD DETAIL PNB Classic Card Card Highlights Card Class Standard Card Type Classic Issuer PNB Offered Type MasterCard, Visa Rewards Main Features Acceptance at over 22 million establishments. At new reduced fee rates, one can have the PNB International Card for Rs. 350/- only. For details one can contact any PNB branch in the 22 cities where the card can be obtained. Rewards programme earn points that can be redeemed against renewal fees, gift vouchers etc. Free remittance at PNB branches for remittances from cardholder’s savings bank account up to Rs. 10,000/- once a month 2.5% discount on basic domestic air fares and 3.5% on international air tickets with specified travel agents. No surcharge on purchase of petrol ranging Rs 400/- to 2500/- pm from any petrol pump having EDC terminal accpeting accepting credit card.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.95% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee waived off for the first year. Annual Fee waived off for the first year. Free Credit Period Max.: 48 days Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Rewards programme earn points that can be redeemed against renewal fees, gift vouchers etc.  Airline   Airline: International Air ticket Discount 3.5 with specified travel agents % Domestic Air ticket Discount 2.5 with specified travel agents. % Delay in Receipt of Checked Baggage USD 300 Loss of Checked Baggage Cover Upto USD 1,200 Loss of Travel Documents USD 500 Hijacking Cover Upto USD 250(>12 hours<36 hours)  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) Accepted International Insurance: Air Accident Rs 40,00000 Other Accident Rs 400000 Purchase Protection Rs.50,000 Hospitalization Benefits No Credit Shield Rs.40,000  Eligibility Criteria   Eligibility Criteria The minimum annual income requirement for applying is Rs.72, 000/- p.a. All applicants applying under this guideline must be above 18 years old. Minors cannot apply under this scheme. Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS The right way to compare credit cards Carnival of Indian Personal Finance Blogs #5 Loan upper limit increased for women Carnival of Indian Personal Finance Blogs #4 Central Bank of India ordered to return...