Air Sahara Standard Chartered Gold Card : Standard Chartered Bank : Rupee Times

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CREDIT CARD DETAIL

Air Sahara Standard Chartered Gold Card

Card Highlights

Card Class	Gold
Card Type	Airline
Issuer	Standard Chartered Bank
Offered Type	Visa
Rewards	Airline

Main Features

Free ticket for your companion when you fly. Free tickets for your kids when you fly with your wife. Complimentary upgrades to business class. Automatic enrollment to Cosmos- Power Flier Program (in case not already a member). Cosmos miles even when you don't fly.

Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	1 month
Interest Rate	3.1% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	2.95% per month

Fees & charges

Annual Fee	Annual Fee (Yr1) is Rs 3000 Renewal Fee (From Yr 2) is Rs 3000
Add On Card Fee	Annual Fee for each Add-on card (no entrance) is Rs 1000 (Year 2 onwards)
Cash Advance Transaction Fee	ATM Withdrawal: 3% of the cash withdrawal amount subject to a minimum of Rs 300. For withdrawals using the teller facility at Banks Branches. an additional fee of Rs 500 will be levied.
Late Payment	Rs 350 for statement outstanding less than Rs.10,000 500 for statement outstanding between Rs.10,000 and 20,000 600 for statement outstanding greater than Rs.20,000 Late fee of Rs.100 will get debited over and above the late charges if the Minimum Amount Due is not received for two or more consecutive months.
Free Credit Period	Min.: 17 days Max.: 47 days
Minimum Amount Due	5% of the billed value, unless there is a default on the payment.
Limited Lost Card Liability	Report the loss of your card to the Bank & you can avail of the Zero Lost Card Liability.
Over Limit Charges	Max.: Rs 500
Cheque Bounce Fee	Rs 300/- per instance
Return of Cheque Fee	Rs 300/- per instance
Outstation Cheque Processing Fee	Rs 100 1%
Non-Bank ATM Access / Balance Enquiry Charges	Rs 100 or 1% of cheque value (if amount exceeds Rs 10,000)
Dial a Draft Fee	Out station Teledraft charges is Rs 100. Teledraft cancellation charges is Rs 50.
Duplicate Statement Request Charges	Rs 25
Replacement Card Charges	Rs 100
Charge Slip Request	Rs 100
Railway Booking Surcharge (Online)	2.5%
Air/Railway Booking Comment	Rs 25 or 2.5% of transaction (whichever is higher) on Railway transactions.
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Transaction Charges	All Non- Indian rupees transactions are converted into Indian Rupees at a rate advised by the franchise (Visa / Master). The bank charges an extra 2.5% on the transaction and an additional 1% markup is charged towards reimbursement to the franchise
Service Tax	12.36%

Rewards & Benefits


Every Rs. 125/- spend on this card earns the holder 1.5 Cosmos miles every purchase made on Air Sahara Standard Chartered Gold card earns the card holder miles from our Cosmos-frequent flier program.

Airline

Airline:

Airport Lounge Access	Yes
Check in at Business class counters	Yes
Excess Baggage Allowance	Allowance: 10 kgs of excess baggage allowance.
Upgrade Vouchers	3 upgrade vouchers entitling the card holder for 3 upgrades to business class per year, besides upgrade voucher benefits under Cosmos programme.
Airline Travel Benefits	One free ticket for accompanying companion per year OR two free tickets per year for accompanying children up to 12 years - when you fly with your spouse. Avail 5% discount throughout the year on all Air Sahara tickets purchased from our city and airport counters.
Delay in Receipt of Checked Baggage	Max: USD 300 p.a. if the baggage is not received within 3 hrs (Intl) and within 6 hrs (domestic) of flight arrival.
Loss of Checked Baggage Cover Upto	Max: USD 1500 p.a. if the baggage is not received within 48 hrs of arrival.
Comment (on Airport Lounge Access)	Each card holder flying with us is entitled for access to our exclusive airport lounges.

Services & Features

General Features:

Photo Option	Yes
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	850,000 ATMs worldwide
No. of ATMs (India)	6500 ATMs across India

Insurance:

Air Accident	upto INR 30, 00,000
Other Accident	upto INR 3, 00,000
Purchase Protection	Anything purchased on this card, in India or abroad, will be protected against fire and theft, by this unique purchase protection program for a period of 180 days from the date of purchase, upto a sum of INR 50,000
Hospitalization Benefits	No

Terms & Conditions

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