Standard Chartered Emirates Titanium Card : Standard Chartered Bank : Rupee Times

CREDIT CARD DETAIL

Standard Chartered Emirates Titanium Card

Card Highlights

Card Class	Platinum/Titanium
Card Type	Airline
Issuer	Standard Chartered Bank
Offered Type	MasterCard
Rewards	Airline

Main Features

Skywards Membership and Miles Airport Lounge access Insurance benefits Golfing offers Flemingo Duty Free

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	1 month
Interest Rate	3.1% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	0% per month

Fees & charges

Joining Fee	Nil
Annual Fee	Rs 1000
Add On Card Fee	Nil
Cash Advance Transaction Fee	ATM Withdrawal: 3% of the cash withdrawal amount subject to a minimum of Rs 300. For withdrawals using the teller facility at Banks Branches. an additional fee of Rs 500 will be levied.
Late Payment	Rs 350 for statement outstanding less than Rs.10,000 500 for statement outstanding between Rs.10,000 and 20,000 600 for statement outstanding greater than Rs.20,000 Late fee of Rs.100 will get debited over and above the late charges if the Minimum Amount Due is not received for two or more consecutive months.
Free Credit Period	Min.: 20 days Max.: 52 days
Minimum Amount Due	5%
Limited Lost Card Liability	Report the loss of your card to the Bank & you can avail of the Zero Lost Card Liability.
Over Limit Charges	Min.: Rs 500
Cheque Bounce Fee	Min.: Rs 300
Return of Cheque Fee	Min.: Rs 300
Outstation Cheque Processing Fee	Rs 100 1%
Non-Bank ATM Access / Balance Enquiry Charges	Rs 100 or 1% of cheque value (if amount exceeds Rs 10,000)
Dial a Draft Fee	Out station Teledraft charges is Rs 100. Teledraft cancellation charges is Rs 50.
Replacement Card Charges	Rs 100
Charge Slip Request	Rs 100
Railway Booking Surcharge (Online)	2.5%
Air/Railway Booking Comment	Rs 25 or 2.5% of transaction (whichever is higher) on Railway transactions.
Fuel Surcharge	2.5%
Foreign Currency Transaction Charges	All Non- Indian rupees transactions are converted into Indian Rupees at a rate advised by the franchise (Visa / Master). The bank charges an extra 2.5% on the transaction and an additional 1% markup is charged towards reimbursement to the franchise.
Service Tax	12.36%

Rewards & Benefits


Every Rs.100 spent on the card earns the Titanium member 2 Skywards Miles. These Miles can be redeemed through Emirates for free tickets, upgrades and much more.

Airline

Airline:

Airport Lounge Access	Yes
Delay in Flight	(after 12 hours) $ 300, for every 12 hours $ 30, Trip curtailment / interruption $ 1,000, Deductible $25
Delay in Receipt of Checked Baggage	(after 6 hours) $ 600
Loss of Checked Baggage Cover Upto	Overseas $ 3,000, Domestic $ 250, Per article and per bag limits 10% / 50%
Loss of Travel Documents	$ 750 Deductible $ 30 Loss of passport $ 250 Deductible $ 30 Loss of international driving license $ 75 Deductible $ 25
Hijacking Cover Upto	($600 per day) $ 6,000 Deductible 1day
Comment (on Airport Lounge Access)	Mumbai International Clipper Lounge - Terminal 2A near gate -3 Clipper Lounge - Terminal 2A near gate-7 Clipper Lounge - Terminal 2C Domestic Clipper Lounge -T erminal 1B Clipper Lounge - Terminal 1B ground floor Clipper Bar and Restaurant - Terminal 1A Kolkatta International Clipper Lounge Domestic Top Deck Restaurant and bar lounge Cochin International Clipper Restaurant and Lounge Domestic Clipper restaurant and lounge Chennai Clipper Lounge - New International Airport Delhi Clipper Lounge - International Airport.

Fitness

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes

Insurance:

Air Accident	Accidental Death (Air only) $ 250,000
Hospitalization Benefits	No

Terms & Conditions

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