Standard Chartered Inner Circle Platinum Credit Card : Dena Bank : Rupee Times

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CREDIT CARD DETAIL

Standard Chartered Inner Circle Platinum Credit Card

Card Highlights

Card Class	Platinum/Titanium (Shopping)
Card Type	Co Branded
Issuer	Standard Chartered Bank
Offered Type	VISA
Rewards

Main Features

Card holder can enjoy Global Acceptance of the cards at more than 19 million VISA and MasterCard establishments worldwide. Customer can avail facilities like Supplementary cards, balance transfer, Cash advance and teledraft. With revolving credit facility, customer can avail flexible payment options and pay only 5% every month. The card can be used to by railway and airline tickets online or at counter. Though Instabuy, a customer can avail the facility to pay in easy installments for high value purchases. Special offers are available at www.Bookmyshow.com and Pizza Hut.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.1% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3% per month (Upto 3%, depending on the program chosen}

Fees & charges

Joining Fee	NIL
Annual Fee	NIL
Add On Card Fee	NIL
Cash Advance Transaction Fee	ATM Withdrawal 3% of the cash withdrawal amount. subject to a minimum of Rs. 300
Late Payment	Charges applicable on Less than Rs. 1000 - Rs. 100 Between Rs. 1000- 2000 - Rs. 200 Between Rs. 2000-5000 - Rs. 350 Between Rs. 5000-10000 - Rs. 500 Greater than Rs. 10,000 - Rs. 700
Minimum Amount Due	5%
Over Limit Charges	Rs. 500 per instance
Return of Cheque Fee	Rs. 500 per instance
Outstation Cheque Processing Fee	Rs 100 1%
Non-Bank ATM Access / Balance Enquiry Charges	Rs. 100 or 1% of cheque value, if the amount exceeds Rs. 10,000.
Duplicate Statement Request Charges	Rs. 125 per statement
Charge Slip Request	Rs. 100 per replacement
Air/Railway Booking Comment	Rs. 25 or 2.5%, whichever is higher
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Conversion Charges	3.5%
Foreign Currency Transaction Charges	3.5%
Service Tax	10.3%

Rewards & Benefits


A customer can earn a minimum of 6 and up to 9 X reward points or 6% value back at all Lifestyle and Inner Circle affiliated stores.
For more info.	Click Here

Cash Back

Other Benefits

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	No
No. of ATMs (Global)	19 million VISA and MasterCard
No. of ATMs (India)	over 1.1 lac establishments in India and Nepal.

Special Offers

Terms & Conditions

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