Fees & charges
|
|
| Joining Fee |
Rs 4995 |
| Annual Fee |
Year 1, Renewal Fee Rs.6000 (Year 2 onwards) |
| Add On Card Fee |
Rs 6000 |
| Cash Advance Limit |
30% |
| Cash Advance Transaction Fee |
ATM Withdrawal: 3% of the cash withdrawal amount subject to a minimum of Rs 300.
For withdrawals using the teller facility at Banks Branches. an additional fee of Rs 500 will be levied. |
| Finance charges on cash advances /extended credit |
2.95% |
| Late Payment |
Rs 350 for statement outstanding less than Rs.10,000
500 for statement outstanding between Rs.10,000 and 20,000
600 for statement outstanding greater than Rs.20,000
Late fee of Rs.100 will get debited over and above the late charges if the Minimum Amount Due is not received for two or more consecutive months. |
| Free Credit Period |
Min.: 20 days Max.: 52 days |
| Over Limit Charges |
Min.: Rs 500 |
| Cheque Bounce Fee |
Min.: Rs 300 |
| Return of Cheque Fee |
Min.: Rs 300 |
| Outstation Cheque Processing Fee |
Rs 100 1% |
| Non-Bank ATM Access / Balance Enquiry Charges |
Rs.100 or 1% of cheque value (if amount exceeds rs.10,000) |
| Duplicate Statement Request Charges |
Rs 25 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
100 |
| Railway Booking Surcharge |
2.5% |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
All non Indian rupees transactions are converted into Indian rupees
at a rate advised by the franchisee (Visa/Master).
The bank charges an extra 2.5% on the transaction and
an additional 1% markup is charged towards reimbursement to the franchisee. |
| Service Tax |
12.36% |
|
