Standard Chartered Platinum Elite Card : Standard Chartered Bank : Rupee Times

CREDIT CARD DETAIL

Standard Chartered Platinum Elite Card

Card Highlights

Card Class	Platinum/Titanium
Card Type	Premium
Issuer	Standard Chartered Bank
Offered Type	Visa
Rewards	Lifestyle

Main Features

Platinum Prerogative - Unique Rewards Program. Swing into action - Golf Fee Card. Platinum Gourmet - The Dining Plus Card. In Seventh Heaven - Priority Pass Club Platinum Security - Insurance Coverage The Platinum Connection - Offers from Matrix Mobility. Enjoy special privileges on phone calls tailor-made exclusively for Platinum by Matrix. Stay Assisted, with the very best - Concierge Services. The Platinum Edged Life - Special offers : The Platinum card offers you a host of other exciting benefits on Holidays, Golfing retreats, Movie Tickets, Dining et al. Revolver Facility - Our flexible payment option using revolving credit allows you to pay just 5% of the outstanding amount on your card every month. Teledraft - Enjoy the convenience of facilities at your doorstep. Airline / Railway counters - Your Standard Chartered Credit Card can be used to purchase railway/airline tickets online or at railway & airline counters. Instabuys - Pay in easy installments for high value purchases on your credit card at attractive rates of interest.

Credit Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.1% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3% per month (Upto 3% depending upon the program chosen}

Fees & charges

Joining Fee	Rs 4995
Annual Fee	For 1 Year - Rs 6000 Renewal Fees (2 Years onwards) - Rs 6000
Add On Card Fee	For 1 Year Nil 2 Years onwards Nil
Cash Advance Transaction Fee	ATM withdrawal : 3% of the cash withdrawal amount subject to a minimum of Rs 300/- For using the teller facility of bank branches, an additional fee of Rs 500/- will be levied.
Penalty Interest Rate	3.1% p.m. (Annualized percentage rate of 37.20%).
Late Payment	Rs 100 for statement outstanding less than Rs 1000. Rs 200 for statement outstanding between Rs 1000 and Rs 2000. Rs 350 for statement outstanding between Rs 2000 and Rs Rs 5000. Rs 500 for statement outstanding between Rs 5000 and Rs 10000. Rs 600 for statement outstanding greater than Rs 10000.
Free Credit Period	Ranging from 22-52 days 21 days in case the 22nd day is Sunday.
Minimum Amount Due	(a) 5% of statement outstanding (b) sum total of all installments billed, interest, fees, other charges, amount that is over the limit and 1% of the principal (c) Rs 250
Over Limit Charges	Rs 500 per instance
Cheque Bounce Fee	Rs 350 per cheque
Return of Cheque Fee	Rs 350 per cheque
Outstation Cheque Processing Fee	Rs 100 1%
Duplicate Statement Request Charges	Rs 125 per statement
Replacement Card Charges	Rs 100
Charge Slip Request	Rs 100 per instance
Air/Railway Booking Comment	Railway transactions: Rs 25/- or 2.5% of transaction (whichever is higher)
Fuel Surcharge	2.5% Min.: Rs 10
Foreign Currency Transaction Charges	3.5%
Service Tax	10.3%

Rewards & Benefits


Standard Chartered Platinum card offers the best in class Rewards program. # 5 Reward points on every Rs.100 spent at Hotels # 5 Reward points on every Rs.100 spent at Fine Dining outlets # 5 Reward points on every Rs.100 spent on fuel # 2 reward points for every Rs.100 spent on all other categories # Redeem points towards an exciting and exclusive rewards catalogue.
For more info.	Click Here

Airline

Airline:

Airport Lounge Access	Yes
Baggage Loss	$1500
Delay in Flight	Flight delay after 12 hours $300 For every 12 hours $30
Delay in Receipt of Checked Baggage	(After 6 hours only) $ 150
Loss of Travel Documents	Loss of Passport $250
Hijacking Cover Upto	Max $300 ($30 per day)
Comment (on Airport Lounge Access)	Priority Pass Club : The Priority Pass Club offers access to over 500 VIP airport lounges in 245 cities across 80 countries. * The membership to the Priority Pass Club is complimentary for our Platinum card customers. * Usage of the lounges would be charged at the rate of USD 27 per visit. The card member can be accompanied by Guests, and would be charged at the rate of USD27 per guest per visit. http://www.standardchartered.co.in/_documents/credit-cards/Priority%20Pass%20Card.pdf.

Entertainment

Fitness

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	Yes The Platinum card entitles you to 24X7 concierge services. So that the next time you need to send flowers home, get around the city or book tickets for the opera, you know where to call.
Invitation to Special Events	No
Road Assistance	No
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	Yes
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	over 19 million VISA and MasterCard establishments worldwide
No. of ATMs (India)	over 1.1 lac establishments in India and Nepal.

Insurance:

Air Accident	Rs 2000000
Hospitalization Benefits	No

Terms & Conditions

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