Credit Cards

Auto Loans

Home Loans

Personal Loan

Fixed Deposits

Savings Accounts

Education Loans

CREDIT CARD DETAIL Standard Chartered Bank Wild Life Card Card Highlights Card Class Standard Card Type Wild Life Issuer Standard Chartered Bank Offered Type Visa Rewards Main Features Every time you use the Wildlife Card, part of the money goes as a donation to the Wildlife Trust of India. Free membership to Le Wild club (to find out more about this club go to www.lewild.com) for discounts at wildlife/nature resorts. Choice of donating reward points to Wildlife Trust of India.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 1 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 2.95% per month  Fees & charges   Fees & charges Joining Fee Entrance Fee is Rs. 1299 ( 4 year fee) Annual Fee Annual Fee (Yr1) Nil Renewal Fee (From Yr 2) Nil Add On Card Fee Annual Fee for each Add-on card (no entrance) is 1 yr. Free Year 2 - Rs. 350 Multiple card fee - Rs. 400 Annual Fee for each Add-on card (no entrance) - Rs 250 Cash Advance Transaction Fee ATM Withdrawal: 3% of the cash withdrawal amount subject to a minimum of Rs 300. For withdrawals using the teller facility at Banks Branches. an additional fee of Rs 500 will be levied. Late Payment Rs 350 for statement outstanding less than Rs.10,000 500 for statement outstanding between Rs.10,000 and 20,000 600 for statement outstanding greater than Rs.20,000 Late fee of Rs.100 will get debited over and above the late charges if the Minimum Amount Due is not received for two or more consecutive months. Free Credit Period Max.: 52 days Limited Lost Card Liability Report the loss of your card to the Bank & you can avail of the Zero Lost Card Liability. Over Limit Charges Min.: Rs 500 Cheque Bounce Fee Max.: Rs 500 Return of Cheque Fee Max.: Rs 300 Invalid Cheque Fee Max.: Rs 300 Outstation Cheque Processing Fee Rs 100 1% Non-Bank ATM Access / Balance Enquiry Charges Rs 100 or 1% of cheque value (if amount exceeds Rs 10,000) Dial a Draft Fee Out station Teledraft charges is Rs 100. Teledraft cancellation charges is Rs 50. Duplicate Statement Request Charges Rs 25 Replacement Card Charges Rs 100 Charge Slip Request Rs 100 Railway Booking Surcharge (Online) 2.5% Air/Railway Booking Comment Rs 25 or 2.5% of transaction (whichever is higher) on Railway transactions. Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Transaction Charges All Non- Indian rupees transactions are converted into Indian Rupees at a rate advised by the franchise (Visa / Master). The bank charges an extra 2.5% on the transaction and an additional 1% markup is charged towards reimbursement to the franchise Service Tax 12.36%  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme No Global Emergency Assistance Service Yes No. of ATMs (Global) 850,000 ATMs worldwide No. of ATMs (India) 6500 ATMs across India Insurance: Hospitalization Benefits No  Special Offers   Special Offers Reward Plus  Terms & Conditions   Terms & Conditions CardMember Rules and Regulations Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank Dhanlaxmi Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank IndusInd Bank Jammu & Kashmir Bank Kotak Mahindra Bank Punjab National Bank Reliance Capital Ltd. Royal Bank of Scotland Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India United Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Personal Loan Vs. Cash advance from credit... Fixed Deposits: Safest instrument to invest Utilise credit card reward points Loan upper limit increased for women e-filing of income tax returns at...