Fees & charges
|
|
Joining Fee |
One Time |
Annual Fee |
Per Annum |
Cash Advance Limit |
upto 100% of the credit limit |
Cash Advance Transaction Fee |
SBI ATMs /Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction
International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction |
Finance charges on cash advances /extended credit |
Upto 1.99% p.m. (23.88% p.a.) from the transaction date |
Late Payment |
NIL for Total Amount Due upto Rs. 500; Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000; Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000;Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000; Rs. 700 for Total Amount Due above Rs. 25,000 ; |
Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
Over Limit Charges |
2.5% Min.: Rs 500 |
Cheque Pickup Fee |
Rs 90 |
Cheque Bounce Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500 |
Invalid Cheque Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500 |
Duplicate Statement Request Charges |
Rs 100 |
Replacement Card Charges |
Rs 100 |
Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
Charge Slip Request |
Rs. 225 per Chargeslip |
Air/Railway Booking Comment |
Railway Tickets - Railway Counters
Rs. 30 + 2.5% of transaction amount
Railway Tickets - http://www.irctc.co.in/ 1.8% of transaction amount + service charge, as applicable |
Fuel Surcharge |
2.5% Min.: Rs 10 |
Foreign Currency Transaction Charges |
3.5% |
Service Tax |
10.3% |
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