SBI Card for Doctors : State Bank of India : Rupee Times

		Credit Cards		Auto Loans		Home Loans		Personal Loan
		Fixed Deposits		Savings Accounts		Education Loans		Auto Insurance

CREDIT CARD DETAIL

SBI Card for Doctors

Card Highlights

Card Class	Standard
Card Type	Partnership
Issuer	State Bank of India
Offered Type	Visa
Rewards

Main Features

Cash on the go Flexipay Teledraft Facility(Easy Money Draft) Credit facility Book your railway tickets online SBI Card Alerts

Card Rates

Purchases:

Intro Interest Rate	0% per month
Introductory Period	0 month
Interest Rate	3.1% per month

Balance Transfers:

Intro Interest Rate	0% per month
Introductory Period	6 month
Interest Rate	0.99% per month Min.: Rs 5000 per month (Plan 1 : 0% Interest for 90 days Plan 2 : 0.99% Interest for 6 months Fee of 1.5% of the Balance Transfer Amount or Rs 199 (whichever is higher) will be applicable for every Balance Transfer}

Fees & charges

Joining Fee	Nil
Annual Fee	Up to Rs: 1500/-
Add On Card Fee	Up to Rs: 500/-
Cash Advance Limit	Upto 80% of Credit Limit (subject to a max. of 12K per day
Finance charges on cash advances /extended credit	Upto 3.10% per month (37.2% p.a. ) from the transaction date
Late Payment	30% of Minimum Amount Due (Min. Rs. 350 & Max. Rs. 600)
Free Credit Period	Min.: 15 days Max.: 50 days
Minimum Amount Due	5% of outstanding balance or Rs. 200, whichever is higher
Limited Lost Card Liability	Your card carries a lost card liability of up to a maximum of Rs 1000. This protects you against misuse of your card from the time you report
Over Limit Charges	2.5% of overlimit amount or Rs. 500 whichever is higher
Cheque Pickup Fee	Rs 55
Cheque Bounce Fee	2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500)
Return of Cheque Fee	2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500)
Invalid Cheque Fee	2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500)
Non-Bank ATM Access / Balance Enquiry Charges	SBI ATMs 2.5% or Rs. 250, whichever is higher Other Domestic ATMs 2.5% or Rs. 250, whichever is higher International ATMs 3% or Rs. 250, whichever is higher ATM Decline Fee Rs. 20
Dial a Draft Fee	Min.: Rs 199
Duplicate Statement Request Charges	Rs 100
Replacement Card Charges	Rs 100
Emergency Replacement(when overseas)	Subject to actual cost (Minimum US $175)
Charge Slip Request	Rs. 125 per chargeslip
Air/Railway Booking Comment	Rs. 30 + 2.5% of Transaction amount
Foreign Currency Transaction Charges	3.5%
Service Tax	12.36%

Services & Features

General Features:

Photo Option	No
Add On Card	Yes
Internet Web Based Access	Yes
Coverage	International
Concierge Service	No
Invitation to Special Events	No
Road Assistance	Yes
Forex & Travel Cheque Services	No
Access to 24-Hour Customer Care Centre	Yes
Personal Loan Facility	No
EMI on Call Facility	No
Dial a Draft Facility	Yes
Rewards Programme	No
Global Emergency Assistance Service	Yes
No. of ATMs (Global)	30 million VISA outlets
No. of ATMs (India)	110,000 VISA

Insurance:

Hospitalization Benefits

Special Offers

Eligibility Criteria

3 YEARS EXPERIENCE for Salaried and Self employed:Visiting Card AND Self attested copy of your Degree Certificate/Registration Certificate of the Medical Council of India or the State Medical Council.
3 YEARS EXPERIENCE/PENSIONERS: Minimum Annual Income Rs.1,50,000
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months

Salaried

Self Employed

Retired Pensioners

Terms & Conditions

Show All Credit Cards

CARDS BY ISSUERS

ABN AMRO

American Express

Andhra Bank

Andhra Pradesh Mahesh Co-Op Urban Bank Ltd.

AXIS BANK

Bank of Baroda

Bank of India

Bank of Maharashtra

Barclays

Bhartiya Mahila Bank

Canara Bank

Central Bank of India

Centurion Bank of Punjab

Citi Bank

Corporation Bank

Deutsche Bank

Development Credit Bank Ltd.

Dhanlaxmi Bank

Federal Bank

HDFC Bank

HSBC Bank

ICICI Bank

IDBI Bank

Indian Bank

Indian Overseas Bank

IndusInd Bank

ING Vysya Bank

Jammu & Kashmir Bank

Karnataka bank

Karur Vysya Bank

Kotak Mahindra Bank

Oriental Bank of Commerce

Punjab & Sind Bank

Punjab National Bank

Reliance Capital Ltd.

Royal Bank of Scotland

Standard Chartered Bank

State Bank of India

Syndicate Bank

Tamilnad Mercantile Bank Ltd

The Lakshmi Vilas Bank Limited

The Ratnakar Bank Ltd.

The Saraswat Coop Bank Ltd

UCO bank

Union Bank of India

United Bank of India

Vijaya Bank

YES Bank

COMPARE QUICKLY

Select a product:

CALCULATE QUICKLY

Select a product:

EDITORS' PICKS
	Converting credit card outstanding into a...
	An Overview of Wealth Management Services...
	Importance of reviewing your credit report
	Tata Nano: How would Bank Loans look
	Cobranded debit cards: How good are they?