Fees & charges
|
|
| Joining Fee |
Nil |
| Annual Fee |
Free for Life |
| Add On Card Fee |
Nil |
| Cash Advance Limit |
Upto 80% of Credit Limit (Subject to a Max. of Rs 12K per day. |
| Finance charges on cash advances /extended credit |
Up to 3.10% per month(37.2% p.a.) from the Transaction date |
| Late Payment |
30% of Minimum Amount Due( Min Rs. 350, Max Rs. 600 ) |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of outstanding balance or Rs. 200, whichever is higher |
| Over Limit Charges |
2.5% of Overlimit amount or Rs. 500 whichever is higher |
| Cheque Pickup Fee |
Rs 55 |
| Cheque Bounce Fee |
2% of cheque amount (Min Rs 300, Max Rs 500) |
| Return of Cheque Fee |
2% of cheque amount (Min Rs 300, Max Rs 500) |
| Invalid Cheque Fee |
2% of cheque amount (Min Rs 300, Max Rs 500) |
| Non-Bank ATM Access / Balance Enquiry Charges |
SBI ATMs 2.5% or Rs. 250, whichever is higher
Other Domestic ATMs 2.5% or Rs. 250, whichever is higher
International ATMs 3% or Rs. 250, whichever is higher
ATM Decline Fee Rs. 20 |
| Dial a Draft Fee |
Min.: Rs 199 |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Subject to actual cost (Minimum US $175) |
| Air/Railway Booking Comment |
Rs. 30 + 2.5% of Transaction amount |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
12.36% |
|
