Fees & charges
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| Joining Fee |
Rs 299 |
| Annual Fee |
Rs 299 |
| Cash Advance Limit |
Upto 80% of Credit Limit |
| Cash Advance Transaction Fee |
#SBI ATMs /Other Domestic ATMs: 2.5% of withdrawal amount or 300 (WIH) per transaction
#International ATMs: 3% of withdrawal amount or 300 (WIH) per transaction |
| Finance charges on cash advances /extended credit |
Upto 3.35% p.m.(40.2% p.a.) from the transaction date. |
| Late Payment |
*NIL for Total Amount Due upto Rs. 500
*Rs. 200 for Total Amount Due from Rs. 501 - Rs. 1,000
*Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000
*Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000
*Rs. 700 for Total Amount Due above Rs. 10,001 |
| Free Credit Period |
Min.: 20 days Max.: 50 days |
| Minimum Amount Due |
5% of outstanding balance or Rs. 200, whichever is higher |
| Limited Lost Card Liability |
Zero lost card liability. |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque dishonor amount |
| Invalid Cheque Fee |
2% of Cheque dishonor amount |
| Non-Bank ATM Access / Balance Enquiry Charges |
SBI ATMs & SBI Card CashPoints - 2.5% or Rs. 200 whichever is higher
Other Domestic ATMs - 2.5% or Rs. 250 whichever is higher
International ATMs - 3.0% or Rs. 250 whichever is higher
ATM Decline Fee - Rs. 20 |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Charge Slip Request |
Rs. 125 per chargeslip |
| Foreign Currency Transaction Charges |
3.5% |
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