|
|
| CREDIT CARD DETAIL |
|
|
|
|
|
|
|
|
| Card Highlights |
|
| Card Class |
Gold |
| Card Type |
Fuel/Auto |
| Issuer |
State Bank of India |
| Offered Type |
Master Card |
| Rewards |
Auto |
|
|
|
Main Features
|
|
- Joining Bonanza
- Complimentary Gift Vouchers.
- Bonus Joining Reward 200 points.
- Complimentary Maruti On Road Service Assistance.
- 4% Value Back and Much More.
- Fuel Surcharge Waiver of 2.5% across all pumps.
- Unmatched Benefits
- International Gold Credit Card With global acceptance
- Exclusive Discounts and offers on Maruti Accessories
- Exclusive promotions & discounts throughout the year
- Get the SBI Maruti Card advantage with
- Cash on the go
- Balance Transfer
- Flexipay
- SBI Card Alerts
|
|
|
 Credit Card Rates
Credit Card Rates
|
|
| Purchases: |
|
| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month |
|
|
| Balance Transfers: |
|
| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
|
|
|
|
Fees & charges
|
Fees & charges
|
|
| Joining Fee |
Upto Rs. 5,000 (one time) |
| Annual Fee |
Upto Rs. 1,500 p.a. |
| Add On Card Fee |
Upto Rs. 500 p.a. |
| Cash Advance Limit |
Upto 80% of Credit Limit |
| Cash Advance Transaction Fee |
SBI ATMs 2.5% (Min.Rs.275)
Other Domestic ATMs 2.5% (Min.Rs.275)
International ATMs 3.0% (Min.Rs.275)
ATM Decline Fee Rs. 20 |
| Finance charges on cash advances /extended credit |
Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Penalty Interest Rate |
Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Late Payment |
NIL for Total Amount Due upto Rs. 500;
Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000;
Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 10,000;
Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000;
Rs. 700 for Total Amount Due above Rs. 25,000 ; |
| Free Credit Period |
20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) |
| Duplicate Statement Request Charges |
Rs. 100 per Statement (> 3 months old) |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 125 per Chargeslip |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
Railway Counters Rs. 30 + 2.5% of transaction amount
online 1.8% of transaction amount + service charge, as applicable |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
|
|
|
Rewards & Benefits
|
Rewards & Benefits
|
|
| 4 points per Rs. 100 on all spends at Maruti
• 1 point per Rs. 125 for all retail spends
• 3,000 points when you exchange your Maruti Car
• 1,000 points each time you refer your friend or relative |
| For more info. |
Click Here |
|
|
|
|
|
|
|
Services & Features
|
Services & Features
|
|
General Features:
|
| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
No |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
No |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
No |
| No. of ATMs (Global) |
over 24 million outlets across the globe. Just look for the Visa/MasterCard sign of acceptance and present your card for payment. |
| No. of ATMs (India) |
3,25,000 outlets in India. Just look for the Visa/MasterCard sign of acceptance and present your card for payment. |
|
|
|
Insurance:
|
| Other Accident |
Personal Accident - Rs. 24 p.m. |
| Hospitalization Benefits |
No |
| Credit Shield |
0.1% of Total Outstanding |
|
|
|
|
Special Offers
|
Special Offers |
|
|
|
|
|
Eligibility Criteria
|
Eligibility Criteria
|
Salaried
|
Salaried:
|
| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
If Income > Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip
If Income < Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months |
| |
Self Employed
|
Self Employed:
|
| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months. |
| |
Retired Pensioners
|
Retired Pensioners:
|
| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest pension certificate OR
Latest Personal IT return OR
Copy of bank statement/updated passbook, showing last 3 pension credits |
| |
|
|
|
Terms & Conditions
|
Terms & Conditions |
|
|
|
|
|
|
|
|
Show All Credit Cards
|
|
|
|
|
|
