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| CREDIT CARD DETAIL |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Premium |
| Issuer |
State Bank of India |
| Offered Type |
Visa |
| Rewards |
Fixed deposit |
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Main Features
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- Shop, dine, or travel, whatever the NRIs choose to do while in India, they can now conveniently pay for their expenses in Indian rupees with the SBI NRI Platinum Credit Card, just like any other Indian credit card.
- From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI NRI Platinum Card, and get 2% Cash Back.
- Whole range of travel-related insurances that cover loss/delay of checked-in luggage, loss of passport, flight delays and highjacking.
- Your SBI Card offers great flexibility of payment. With the extended credit option, you can plan your payments against your outstanding. You can pay any amount from the minimum amount due to the total amount due outstanding as shown in your Monthly Statement. You can then carry forward the unpaid balance at 1.99% p.m.
- Apply for add-on cards for your parents, spouse, children and siblings over 18 years of age.
- Monthly statement delivered directly to your email inbox.
- SBI NRI Platinum Card dues needs to be paid through the NRE/NRO accounts maintained with SBI only. Subscription to ECS facility for payment of SBI Card dues is mandatory giving you complete peace of mind.
- SBI Card website is one place where you can virtually manage your SBI Card account.
- Flexipay option.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.35% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
1.2% per month
Min.: Rs 199 per month (Plan 1: 2% of the Balance Transfer amount or Rs 199 (which ever is higher) 0% interest per month for 60 days.
Plan 2: No processing fee 1.7% interest per month for 6 months.} |
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Fees & charges
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Fees & charges
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| Joining Fee |
Upto Rs. 1,500 (One time) |
| Annual Fee |
Upto Rs. 1,500 p.a. |
| Add On Card Fee |
Upto Rs. 500 p.a. |
| Cash Advance Limit |
Upto 100% of Credit |
| Cash Advance Transaction Fee |
Upto 1.99% p.m. (23.88% p.a.) from the transaction date |
| Finance charges on cash advances /extended credit |
Upto 1.99% p.m. (23.88% p.a.) from the date of withdrawal |
| Penalty Interest Rate |
3.35% per month [40.2% per annum] |
| Late Payment |
NIL for Total Amount Due upto Rs. 500;
Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000;
Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 10,000;
Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000;
Rs. 700 for Total Amount Due above Rs. 25,000 |
| Free Credit Period |
20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 125 per Chargeslip |
| Railway Booking Surcharge |
2.5% |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
Railway Counters - Rs. 30 + 2.5% of transaction amount
online - 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| Every Rs. 100 spent 1 Power Point |
| For more info. |
Click Here |
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Cash Back
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Cash Back:
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| Description |
From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI NRI Platinum Card, and get 2% Cash Back. |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
No |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
Yes |
| Dial a Draft Facility |
No |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
| No. of ATMs (Global) |
2 million Visa outlets worldwide |
| No. of ATMs (India) |
2,85,000 Visa outlets in India, |
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Insurance:
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| Other Accident |
Personal Accident - Rs. 24 p.m |
| Hospitalization Benefits |
No |
| Credit Shield |
0.1% of Total Outstanding Admin Fee - Rs. 20 p.m. |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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1. Any NRI holding a valid (not expired) Indian Passport and maintaining an NRE/NRO account with State Bank Group
2. Should have a Fixed Deposit with the State Bank Group for Rs. 1,00,000 or more for a period of minimum 1 year |
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
If Income > Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip
If Income < Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months. |
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Retired Pensioners
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Retired Pensioners:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest pension certificate OR
Latest Personal IT return OR
Copy of bank statement/updated passbook, showing last 3 pension credits |
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Terms & Conditions
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Terms & Conditions |
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