Fees & charges
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| Joining Fee |
One Time |
| Annual Fee |
Per Annum |
| Cash Advance Limit |
Upto 100% credit limit |
| Cash Advance Transaction Fee |
SBI ATMs /Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction
International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction |
| Finance charges on cash advances /extended credit |
Upto 1.99% p.m. (23.88% p.a.) from the transaction date |
| Late Payment |
NIL for Total Amount Due upto Rs. 500; Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 10,000; Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000; Rs. 700 for Total Amount Due above Rs. 25,000 ; |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 225 per Chargeslip |
| Air/Railway Booking Comment |
Railway Tickets - Railway Counters Rs. 30 + 2.5% of transaction amount
Railway Tickets - www.irctc.co.in 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Retrieval Fee/Copy Request Fee |
Rs 100 |
| Service Tax |
10.3% |
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