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| CREDIT CARD DETAIL |
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| Sbi Advantage Platinum Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Premium |
| Issuer |
State Bank of India |
| Offered Type |
Visa |
| Rewards |
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Main Features
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- Earn 10 cash points on every Rs. 100 spent on Dining, Departmental Store & International Spends.
- Earn 20 King Miles per Rs.100 spent on www.flykingfisher.com.
- Enjoy access to over 200 Golf Courses across the world.
- Get a complimentary membership of Elite Priority pass program.
- Avail low interest rates on balance transfers.
- Facility of add-on cards.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
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Fees & charges
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Fees & charges
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| Joining Fee |
One Time |
| Annual Fee |
Per Annum |
| Cash Advance Limit |
Upto 100% of Credit Limit ( Max. 12K / day & 15K / day for Gold & Platinum Cards ) |
| Cash Advance Transaction Fee |
SBI ATMs/Other Domestic ATMs 2.5% of withdrawal amount or 300/- (WIH) per transaction
International ATMs 3% of withdrawal amount or 300/- (WIH) per transaction |
| Finance charges on cash advances /extended credit |
1.99% |
| Late Payment |
NIL for Total Amount Due upto Rs. 500; Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000; Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000;Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000; Rs. 700 for Total Amount Due above Rs. 25,000 ; |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Over Limit Charges |
2.5% Min.: Rs 500 |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% Min.: Rs 350 Max.: Rs 500 |
| Duplicate Statement Request Charges |
Rs 100 |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 225 per Chargeslip |
| Railway Booking Surcharge (Online) |
1.8% |
| Air/Railway Booking Comment |
railway counters - Rs. 30 + 2.5% of transaction amount
online - 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Retrieval Fee/Copy Request Fee |
Rs 100 |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| 10 Cash Points for every Rs.100 spent on Dining, Departmental Store & International Spends.
Earn 20 King Miles per Rs.100 spent on www.flykingfisher.com. |
| For more info. |
Click Here |
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Airline
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Airline:
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| Airport Lounge Access |
Yes |
| Airline Travel Benefits |
Complimentary Membership to the King Club Gold Tier
- Step Up: 3 Complimentary vouchers to upgrade to Kingfisher First
- Peace & Tranquility: Complimentary Domestic Lounge Access for you & a companion
- Priority: Priority Baggage assist, check in & boarding
- Miles: Earn a whopping 20 King Miles per Rs.100 spent on www.flykingfisher.com |
| Comment (on Airport Lounge Access) |
Get access to over 600 Super Luxury Airport Lounges across 300 cities worldwide. |
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Other Benefits
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Other Benefits:
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
No |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
Yes
Simplify your life. From making various reservations to booking movie tickets, SBI offers a host of services exclusively for its Platinum card holders.
- Handled by our service partner International SOS, who are experts in this field of activity, these concierge services are available - 24 hours a day, 365 days a year, and are just a phone call away. |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
No |
| No. of ATMs (Global) |
over 1 million |
| No. of ATMs (India) |
1800 |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
If Income > Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip
If Income < Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months. |
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Retired Pensioners
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Retired Pensioners:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest pension certificate OR
Latest Personal IT return OR
Copy of bank statement/updated passbook, showing last 3 pension credits |
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Terms & Conditions
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Terms & Conditions |
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