CREDIT CARD DETAIL SBI Platinum Card Card Highlights Card Class Platinum/Titanium Card Type Super Premium Issuer State Bank of India Offered Type Visa Rewards Main Features Global Concierge Services Personal Concierge Services Movie Tickets Auto Assistance Service Travel Related Assistance Services International Markup Waiver Travel Insurance Platinum Club Offers Exclusive Lifestyle Privilages Power Points Flexipay Installment Plan Online Railway Tickets booking Credit Facility Cash Access across the World  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 6 month Interest Rate 0.99% per month (To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the SBI Card, whichever is higher. Processing Fee would be charged as applicable.}  Fees & charges   Fees & charges Joining Fee Nil Annual Fee Free For Life Add On Card Fee Nil You can share the power of your SBI Card with your family, by applying for add-on cards for your spouse, children, siblings over 18 years and parents. Cash Advance Limit Upto 80% of Credit Limit Finance charges on cash advances /extended credit Upto 3.10% per month (37.2% p.a. ) from the transaction date Late Payment 30% of minimum amount due (Min. of Rs. 350 & Max. Rs. 600) Free Credit Period Min.: 15 days Max.: 50 days Over Limit Charges 2.5% of over limit amount or Rs. 500 whichever is higher Cheque Pickup Fee Rs 55 Cheque Bounce Fee 2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500) Invalid Cheque Fee 2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500) Non-Bank ATM Access / Balance Enquiry Charges SBI ATMs 2.5% or Rs. 250, whichever is higher Other Domestic ATMs 2.5% or Rs. 250, whichever is higher International ATMs 3% or Rs. 250, whichever is higher ATM Decline Fee Rs. 20 Dial a Draft Fee Min.: Rs 199 Duplicate Statement Request Charges Rs 100 Replacement Card Charges Rs 100 Emergency Replacement(when overseas) Subject to actual cost (Min. $175) Charge Slip Request Rs. 125 per Charge slip Air/Railway Booking Comment Rs. 30+2.5% of transaction amount Fuel Surcharge 2.5% Min.: Rs 10 Foreign Currency Conversion Charges Not applicable International Markup Waiver Spend freely overseas, wherever you go. Pay no transaction fee. Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits Get Power Points for every purchase you make. Earn one power point on every Rs. 40 spent on your SBI Card. And redeem these power points against a host of Rewards: Power Points The most powerful rewards programme makes shopping on your SBI Card even better. Get Power Points for every purchase you make. Earn one power point on every Rs. 40 spent on your SBI Card. And redeem these power points against a host of Rewards: Gift Vouchers Valid at Lifestyle ,Music World, Nike, Levi;s, Hidesign and other high-end brands. A variety of top-of-the-line gifts: Travel bags, wallets, watches, electronic items and lots more. Reward Points also applicable on Cash Withdrawals ; Fuel Purchases For more info. Click Here  Airline   Airline: Delay in Flight Covers reimbursement of expenses up to Rs. 12,000/- towards food ; beverages and emergency purchase of essential clothing, toiletries when the flight is delayed by more than 12 continuous hours for international travel, and Rs. 6,000/- for domestic travel. Delay in Receipt of Checked Baggage Covers necessary emergency purchase of essential clothes and toiletries up to Rs. 5,000/-. if the baggage arrival is delayed by more than 12 hours in domestic or overseas destination. This coverage is subject to an excess of Rs. 500/- per claim Loss of Checked Baggage Cover Upto Covers loss of checked-in baggage, by accident or theft while traveling to domestic or international destination, for up to Rs. 25,000/-. Indemnity per item will not exceed 25% of sum insured. coverage is subject to an excess of Rs. 500/- per claim. Loss of Travel Documents Covers necessary expenses up to Rs.10,000/- for obtaining emergency travel documents in lieu of passport / visa, or a duplicate / new passport. Hijacking Cover Upto Provides lump sum benefit at the rate of 5,000/- per day for maximum up to 7 days in case the airplane is hijacked within India or abroad.  Entertainment   Entertainment: Description (Theaters / Plays Discount) While in Delhi, Mumbai, Bangalore & Chennai simply call for the contact details of the best theatres to watch the latest movies. Description (Restaurant Discount) Visiting a new place? Wanting to try the new cuisine? We will guide you to a place that would remain a memory. Contact us to know the best restaurants that you would want to dine in. Not to worry, the reservations could also be taken care of.. Indulge your palate with Platinum Card dining featuring over hundreds of restaurants spread across the world. Also help yourself to special privileges ranging from complimentary aperitifs and desserts, special menus and private dining experiences.  Fitness   Fitness: Golf Club Access Yes Description (Golf Club Access) Whether you are a regular Golfer wanting to ensure that you do not miss your regular game wherever you are in the world, or if you have an inkling to try your hand at Golf while on a holiday, this service will help you locate the nearest Golf Course, and will also arrange for reserving a course for your game. Platinum Golf Enjoy complimentary tee-offs all year round at over 25 of the region;s best greens with Visa Platinum Golf. Or get into the swing of the game with access to 200 of the world;s famous golf clubs.  Hotel   Hotel: Description (Booking Discount) Like a specific hotel, need a specific view from your room, need to pamper your taste buds? Leave it to us and we will take care of your hospitality requirements, by referring or reserving hotel rooms wherever in the world you would like.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service Yes Global Concierge Services Concierge Service that is available 24 hours a day, 7 days a week. Wherever in the world you may be, you can get assistance for a host of lifestyle services. Personal Concierge Services Golf Course Referral and Reservation Assistance Car Rental and Limousine Referral and Reservation Assistance Hotel Referral and Reservation Assistance Special Events and Performance Assistance Dining Referral and Reservation Assistance Movie Tickets Sourcing of Luxury Items Flower & Gift Delivery Airline Ticket Reservation Assistance Utility Bill Payments Roadside Repair Service Emergency Towing Assistance Invitation to Special Events No Road Assistance Yes Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes Car Rental Discount Car Rental and Limousine Referral and Reservation Assistance This will take care of your transportation needs wherever you are in the world. Insurance: Hospitalization Benefits No  Special Offers   Special Offers Home Rewards Voucher Rewards Healthcare Rewards Fun & Education Rewards Lifestyle Rewards Charity Rewards Shop Terms & Conditions Bold & Beautiful Offer Note: offer valid from 1st Feb-31st May2008 Ferns & Petals Offer Grab-a-Polo Offer Note: 5th April-5th July 2008 Great Escapes exclusively with Taj Note: 1st Feb- 30th April 2008 Pizza Hut Price-less Note: 5th April-5th June 2008 Via SBI Card Travel Guru  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required If Income > Rs.1,20,000 pa Latest IT return OR Latest Form 16 OR Latest salary slip If Income < Rs.1,20,000 pa Latest IT return OR Latest Form 16 OR Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months  Self Employed   Self Employed: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Latest Personal IT return AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months.  Retired Pensioners   Retired Pensioners: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Latest pension certificate OR Latest Personal IT return OR Copy of bank statement/updated passbook, showing last 3 pension credits  Terms & Conditions   Terms & Conditions Most Important Terms & Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. 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