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CREDIT CARD DETAIL SBI Platinum Card Card Highlights Card Class Platinum/Titanium Card Type Super Premium Issuer State Bank of India Offered Type Visa Rewards Lifestyle Main Features Cash Back on International Spends: From leading fashion labels to little souvenirs, buy anything you feel like when you’re traveling abroad using your SBI Platinum Card, and get 2% Cash Back. Platinum Dining Concierge Services Flower & Gift Delivery: Surprise that special person in your life with beautiful flowers or gifts or both- One phone call will have the same arranged and delivered. Movie Tickets: While in Delhi, Mumbai, Bangalore & Chennai simply call for the contact details of the best theatres to watch the latest movies. Airline Ticket Reservation Assistance: You no longer need to call different travel agents to find the best airline deals. Simply call our in house travel desk and we would be happy to book you on an airline of your choice and at a time you desire. Car Rental and Limousine Referral and Reservation Assistance: This will take care of your transportation needs wherever you are in India. Hotel Referral and Reservation Assistance: Like a specific hotel, need a specific view from your room, need to pamper your taste buds? Leave it to us and we will take care of your hospitality requirements, by referring or reserving hotel rooms wherever in India you would like. Convenience @ the Speed of Technology: Access your account on the net from the comfort of your office or home. Track your spends through password protected PDF statements ; get special offers via SMS and e-mails. SMS Alerts Fuel Freedom: No Surcharge in any city on any pump Simply use your card to buy petrol, diesel and lubricants at any petrol pump in the World without having to pay any transaction fee. All you have to do is to purchase fuel for amounts between Rs. 500/- and Rs. 4,000/- each time. Easy Bill Pay Facility at Zero Charge Flexipay Installment Plan Balance Transfer at Low Interest Rates: To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the SBI Card, whichever is higher. Processing Fee would be charged as applicable. Easy Money Draft Lifestyle Offers Live it up in Style: The Platinum Card compliments your taste for the good life. It is precisely why we have put together a selection of offers especially handpicked for you. Go ahead, expand your life and live it up in style.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 6 month Interest Rate 0.99% per month (To avail this facility, the amount transferred should be a minimum of Rs. 5,000 or upto a maximum of 75% of your available credit limit on the SBI Card, whichever is higher. Processing Fee would be charged as applicable.}  Fees & charges   Fees & charges Joining Fee Upto Rs. 1500 (one time) Annual Fee Upto Rs. 1500 p.a. Add On Card Fee Nil You can share the power of your SBI Card with your family, by applying for add-on cards for your spouse, children, siblings over 18 years and parents. Cash Advance Limit Upto 80% of Credit Limit ( Max. 15K / day for Platinum Cards ) Cash Advance Transaction Fee SBI ATMs 2.5% (Min.Rs.275) Other Domestic ATMs 2.5% (Min.Rs.275) International ATMs 3.0% (Min.Rs.275) ATM Decline Fee Rs. 20 (NIL W.E.F 15 December '09). Finance charges on cash advances /extended credit Upto 3.10% per month (37.2% p.a. ) from the transaction date Penalty Interest Rate Upto 3.10% p.m. (37.2% p.a.) from the transaction date Late Payment NIL for Total Amount Due upto Rs. 500; Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 10,000; Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000; Rs. 700 for Total Amount Due above Rs. 25,000 Free Credit Period 20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) Minimum Amount Due 5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax Over Limit Charges 2.5% of over limit amount or Rs. 500 Cheque Pickup Fee Rs 90 Cheque Bounce Fee 2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500) Return of Cheque Fee 2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500) Invalid Cheque Fee 2% of Cheque Amount (Min. Rs. 300 & Max Rs. 500) Dial a Draft Fee Min.: Rs 199 Duplicate Statement Request Charges Rs 100 Replacement Card Charges Rs 100 Emergency Replacement(when overseas) Subject to actual cost (Min. $175) Charge Slip Request Rs. 125 per Charge slip Air/Railway Booking Comment Railway counters: Rs. 30+2.5% of transaction amount Railway online booking: 1.8% of transaction amount + service charge, as applicable Fuel Surcharge Min.: Rs 10 Foreign Currency Transaction Charges 3.5%, and enjoy 2% Cash Back Offer on foreign currency transactions. Service Tax 10.3%  Rewards & Benefits   Rewards & Benefits Get Power Points for every purchase you make. Earn one power point on every Rs. 40 spent on your SBI Card. And redeem these power points against a host of Rewards: Gift vouchers: Valid at Tanishq, Nike, Levi s, Hidesign and other high-end brands. A Variety of Top-of-the-line Gifts: Travel bags, wallets, watches, electronic items and lots more. For more info. Click Here  Airline   Airline: Delay in Flight Covers reimbursement of expenses up to Rs. 12,000/- towards food ; beverages and emergency purchase of essential clothing, toiletries when the flight is delayed by more than 12 continuous hours for international travel, and Rs. 6,000/- for domestic travel. Delay in Receipt of Checked Baggage Covers necessary emergency purchase of essential clothes and toiletries up to Rs. 5,000/-. if the baggage arrival is delayed by more than 12 hours in domestic or overseas destination. This coverage is subject to an excess of Rs. 500/- per claim Loss of Checked Baggage Cover Upto Covers loss of checked-in baggage, by accident or theft while traveling to domestic or international destination, for up to Rs. 25,000/-. Indemnity per item will not exceed 25% of sum insured. coverage is subject to an excess of Rs. 500/- per claim. Loss of Travel Documents Covers necessary expenses up to Rs.10,000/- for obtaining emergency travel documents in lieu of passport / visa, or a duplicate / new passport. Hijacking Cover Upto Provides lump sum benefit at the rate of 5,000/- per day for maximum up to 7 days in case the airplane is hijacked within India or abroad.  Entertainment   Entertainment: Description (Theaters / Plays Discount) While in Delhi, Mumbai, Bangalore & Chennai simply call for the contact details of the best theatres to watch the latest movies. Description (Restaurant Discount) Visiting a new place? Wanting to try the new cuisine? We will guide you to a place that would remain a memory. Contact us to know the best restaurants that you would want to dine in. Not to worry, the reservations could also be taken care of.. Indulge your palate with Platinum Card dining featuring over hundreds of restaurants spread across the world. Also help yourself to special privileges ranging from complimentary aperitifs and desserts, special menus and private dining experiences.  Fitness   Fitness: Golf Club Access Yes Description (Golf Club Access) Whether you are a regular Golfer wanting to ensure that you do not miss your regular game wherever you are in the world, or if you have an inkling to try your hand at Golf while on a holiday, this service will help you locate the nearest Golf Course, and will also arrange for reserving a course for your game. Platinum Golf Enjoy complimentary tee-offs all year round at over 25 of the region;s best greens with Visa Platinum Golf. Or get into the swing of the game with access to 200 of the world;s famous golf clubs.  Hotel   Hotel: Description (Booking Discount) Like a specific hotel, need a specific view from your room, need to pamper your taste buds? Leave it to us and we will take care of your hospitality requirements, by referring or reserving hotel rooms wherever in the world you would like.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service Yes Global Concierge Services Concierge Service that is available 24 hours a day, 7 days a week. Wherever in the world you may be, you can get assistance for a host of lifestyle services. Personal Concierge Services Golf Course Referral and Reservation Assistance Car Rental and Limousine Referral and Reservation Assistance Hotel Referral and Reservation Assistance Special Events and Performance Assistance Dining Referral and Reservation Assistance Movie Tickets Sourcing of Luxury Items Flower & Gift Delivery Airline Ticket Reservation Assistance Utility Bill Payments Roadside Repair Service Emergency Towing Assistance Invitation to Special Events No Road Assistance Yes Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility Yes Rewards Programme Yes Global Emergency Assistance Service Yes Car Rental Discount Car Rental and Limousine Referral and Reservation Assistance This will take care of your transportation needs wherever you are in the world. Insurance: Other Accident Personal Accident - Rs. 24 p.m Hospitalization Benefits No Credit Shield 0.1% of Total Outstanding Admin Fee - Rs. 20 p.m.  Special Offers   Special Offers Promotion and Hot Deals  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required If Income > Rs.1,20,000 pa Latest IT return OR Latest Form 16 OR Latest salary slip If Income < Rs.1,20,000 pa Latest IT return OR Latest Form 16 OR Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months  Self Employed   Self Employed: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Latest Personal IT return AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months.  Retired Pensioners   Retired Pensioners: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Latest pension certificate OR Latest Personal IT return OR Copy of bank statement/updated passbook, showing last 3 pension credits  Terms & Conditions   Terms & Conditions Most Important Terms & Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS The Home Loan Rate Pendulum Loan upper limit increased for women Are you ready to file your taxes? Please... Spend some time to get the best car insurance Are fixed home loan rates actually...