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| CREDIT CARD DETAIL |
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| SBI Platinum Corporate Card |
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| Card Highlights |
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| Card Class |
Platinum/Titanium |
| Card Type |
Corporate |
| Issuer |
State Bank of India |
| Offered Type |
VISA |
| Rewards |
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Main Features
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- Benefits for the organizations -
- With VISA Intellilink Spend Management, card holder's company can control spends and hence, manage them better.
- Smarter Expense Management facility allows to review review the expenses incurred from service providers and have a greater control over costs.
- Faster data processing enables tracking organisation’s spending data day-to-day.
- Enhanced security against counterfeiting and skimming as the cards are EMV.
- The card is globally accepted.
- E-statements and consolidated payment options also offered with the card.
- Benefits for the employees -
- Reward points facility is also offered at a nominal annual fees.
- The cardholders can avail the cash withdrawal facility during foreign travel and emergencies.
- Card holder can enjoy lounge access and priority pass facilities with the card.
- Card holder is also offered Insurance, EMV and emergency card replacement facilities.
- Special offers on travel and entertainment are also available with the card.
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
0% per month
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Fees & charges
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Fees & charges
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| Joining Fee |
NIL |
| Annual Fee |
NIL |
| Cash Advance Limit |
Variable |
| Cash Advance Transaction Fee |
SBI ATMs/Other Domestic ATMs -
Upto 2.5% of withdrawal amount or 300/- (WIH) per transaction.
International ATMs - Upto 3% of withdrawal amount or 300/- (WIH) per transaction |
| Finance charges on cash advances /extended credit |
Upto 3.35% p.m. (40.2% p.a.) from the transaction date (It's a charged card & does not offer revolving facility) |
| Late Payment |
NIL for Total Amount Due upto Rs. 500; Rs. 200 for Total Amount Due from Rs. 501 - Rs. 1,000; Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 5,000; Rs 500 for Total Amount Due from Rs 5,001 - Rs 10,000;Rs. 700 for Total Amount Due above Rs. 10,001 |
| Free Credit Period |
20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Invalid Cheque Fee |
2% of Cheque dishonor amount (Min Rs. 350, Max Rs. 500). |
| Emergency Replacement(when overseas) |
Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 225 per Chargeslip |
| Air/Railway Booking Comment |
At Railway Counters - Rs. 30 + 2.5% of transaction amount.
At www.irctc.co.in - 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
2.5% Min.: Rs 10 |
| Foreign Currency Transaction Charges |
3.5% |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| A corporate house can choose to activate the Reward Points Program for the cardholders at a nominal annual fee. |
| For more info. |
Click Here |
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Entertainment
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Entertainment:
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Other Benefits
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Other Benefits:
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- The card offers features that help exercise control over the expenses made by the employees, hence enabling a better understanding of the company’s spending pattern.
- The flexible and intuitive feature of the card offers increased control over spends and identify opportunities for savings.
- The card also offers chances to earn reward points.
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
No |
| Internet Web Based Access |
No |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
No |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
No |
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Insurance:
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| Air Accident |
The cardholders get complimentary insurance which covers lost card liability, air accidental death & travel insurance which covers baggage loss, baggage delay, loss of passport & flight delays. |
| Hospitalization Benefits |
No |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
If Income > Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip
If Income < Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months. |
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Retired Pensioners
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Retired Pensioners:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest pension certificate OR
Latest Personal IT return OR
Copy of bank statement/updated passbook, showing last 3 pension credits |
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Terms & Conditions
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Terms & Conditions |
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