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| CREDIT CARD DETAIL |
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| Card Highlights |
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| Card Class |
Standard |
| Card Type |
Airline |
| Issuer |
State Bank of India |
| Offered Type |
MasterCard |
| Rewards |
Airline, Travel |
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Main Features
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- Every swipe at a restaurant, mall or while booking SpiceJet tickets will get you closer to free tickets, bonus rewards and much more.
- Free Ticket on enrollment - Get a one-way ticket (inclusive of all taxes) to the destination of your choice on the SpiceJet network.
Note: Offer available on paying full amount of one-time Joining Fee only.
- SpiceJet Discount Voucher - Get a Rs.1,000 SpiceJet Discount Voucher with your SBI SpiceJet Card. Use this voucher to get discount on SpiceJet Return Ticket.
Note: Voucher can be redeemed against return fare ticket, inclusive of taxes.
- Get upto 7.5% value back
- Free ticket on spends - SBI SpiceJet Card rewards you with a one way free ticket (inclusive of taxes), to your preferred location on the SpiceJet network as soon as you reach a spend level of Rs.1,00,000 /- on your Card, within a 12 month period.
Note: Spend of Rs. 1,00,000 on retail transactions less fuel purchases.
- Personal Accident Insurance - Your SBI SpiceJet Card provides you with a complementary Accidental Death & Total Permanent Disability Cover (Personal Accident) of Rs. 50 lacs in the event of loss of life in an air accident.
Note: The cover is available only on SpiceJet flights when the ticket is purchased using SBI SpiceJet Card.
- 0% Fuel Surcharge
- Balance transfer
- Flexipay
- Easy Money Draft - Now you can order a bank draft any time by just making a local phone call to the SBI SpiceJet Card Customer Helpline. The amount of the draft will be billed directly to your SBI SpiceJet Card.
- Credit facility
- SBI Card Alerts
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 Credit Card Rates
Credit Card Rates
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| Purchases: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
0 month |
| Interest Rate |
3.35% per month |
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| Balance Transfers: |
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| Intro Interest Rate |
0% per month |
| Introductory Period |
6 month |
| Interest Rate |
0.99% per month
Min.: Rs 5000 per month (The amount transferred should be a minimum of Rs 5,000 and upto a maximum of 75% of your available credit limit on the SBI Credit Card, whichever is higher.
You could chose between two different plans to pay back your balance.
Plan 1 offers 0% interest for 90 days.
Plan 2 offers 0.99% interest for the first 6 months.
Processing Fee would be charged as applicable.} |
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Fees & charges
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Fees & charges
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| Joining Fee |
Rs 2000 |
| Annual Fee |
Rs 250 |
| Add On Card Fee |
Nil |
| Cash Advance Limit |
Upto 80% of Credit Limit |
| Cash Advance Transaction Fee |
SBI ATMs 2.5% (Min.Rs.275)
Other Domestic ATMs 2.5% (Min.Rs.275)
International ATMs 3.0% (Min.Rs.275)
ATM Decline Fee Rs. 20 (NIL W.E.F 15 December '09). |
| Penalty Interest Rate |
Upto 3.35% p.m. (40.2% p.a.) from the transaction date |
| Late Payment |
NIL for Total Amount Due upto Rs. 500;
Rs. 100 for Total Amount Due from Rs. 501 - Rs. 1,000;
Rs. 350 for Total Amount Due from Rs. 1,001 - Rs. 10,000;
Rs. 600 for Total Amount Due from Rs. 10,001 - Rs. 25,000;
Rs. 700 for Total Amount Due above Rs. 25,000 ; |
| Free Credit Period |
20-50 days (applicable only on retail purchases and if previous months outstanding balance is paid in full) |
| Minimum Amount Due |
5% of Total Outstanding (Min Rs. 200) + Govt. Service Tax |
| Limited Lost Card Liability |
The SBI SpiceJet Card comes with a zero lost card liability that covers you for up to
Rs. 50000 of financial loss incurred due to fraudulent usage. Just call the SBI Card Helpline in India or the MasterCard Helpline abroad to report the loss. |
| Over Limit Charges |
2.5% of Overlimit Amount (Min. Rs. 500) |
| Cheque Pickup Fee |
Rs 90 |
| Cheque Bounce Fee |
2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) |
| Return of Cheque Fee |
2% of Cheque Amount (Min. Rs. 300 & Max. Rs. 500) |
| Duplicate Statement Request Charges |
Rs. 100 per Statement (> 3 months old) |
| Replacement Card Charges |
Rs 100 |
| Emergency Replacement(when overseas) |
(When Abroad) Actual Cost (Min. $175) |
| Charge Slip Request |
Rs. 125 per Chargeslip |
| Railway Booking Surcharge (Online) |
1% |
| Air/Railway Booking Comment |
Railway Counters Rs. 30 + 2.5% of transaction amount
Online 1.8% of transaction amount + service charge, as applicable |
| Fuel Surcharge |
Min.: Rs 100 |
| Foreign Currency Transaction Charges |
Conversion mark up: 3.5% |
| Service Tax |
10.3% |
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Rewards & Benefits
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Rewards & Benefits
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| The Card gives you 5 Reward Points for every Rs 100 you spend to buy Spicejet tickets on the Card. That’s not all, you get 1 Reward Point for every Rs 100 spent on the Card otherwise.
Quick Reward Points = Free Tickets!
Note: Value of 1R.P=Rs. 0.5. Minimum redemption threshold of 1000 points. |
| For more info. |
Click Here |
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Services & Features
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Services & Features
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General Features:
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| Photo Option |
No |
| Add On Card |
Yes |
| Internet Web Based Access |
Yes |
| Coverage |
International |
| Concierge Service |
No |
| Invitation to Special Events |
No |
| Road Assistance |
No |
| Forex & Travel Cheque Services |
No |
| Access to 24-Hour Customer Care Centre |
Yes |
| Personal Loan Facility |
No |
| EMI on Call Facility |
No |
| Dial a Draft Facility |
Yes |
| Rewards Programme |
Yes |
| Global Emergency Assistance Service |
Yes |
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Insurance:
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| Air Accident |
Your SpiceJet SBI Card provides you with a complementary personal accident cover of Rs. 50 lacs in the event of loss of life in an air accident*. |
| Other Accident |
Personal Accident - Rs. 24 p.m. |
| Hospitalization Benefits |
No |
| Credit Shield |
0.1% of Total Outstanding
Admin Fee - Rs. 20 p.m. |
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Special Offers
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Special Offers |
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Eligibility Criteria
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Eligibility Criteria
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Salaried
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Salaried:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
If Income > Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip
If Income < Rs.1,20,000 pa
Latest IT return OR
Latest Form 16 OR
Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months |
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Self Employed
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Self Employed:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest Personal IT return AND
Copy of bank statement/Updated passbook, showing transactions for the last 6 months. |
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Retired Pensioners
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Retired Pensioners:
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| Annual Income |
Rs |
| Age |
Min.: Yrs. Max.: Yrs. |
| Documents Required |
Latest pension certificate OR
Latest Personal IT return OR
Copy of bank statement/updated passbook, showing last 3 pension credits |
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Terms & Conditions
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Terms & Conditions |
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