CREDIT CARD DETAIL SpiceJet SBI Card Card Highlights Card Class Standard Card Type Airline Issuer State Bank of India Offered Type MasterCard Rewards Travel Main Features Flexipay Easy bill pay SBI Card PayNet SBI Card PayCash  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 3.1% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 6 month Interest Rate 0.99% per month Min.: Rs 5000 per month (The amount transferred should be a minimum of Rs 5,000 and upto a maximum of 75% of your available credit limit on the SBI Credit Card, whichever is higher. You could chose between two different plans to pay back your balance. Plan 1 offers 0% interest for 90 days. Plan 2 offers 0.99% interest for the first 6 months. Processing Fee would be charged as applicable.}  Fees & charges   Fees & charges Free Credit Period Min.: 15 days Max.: 50 days Limited Lost Card Liability In case your SpiceJet SBI Card is lost or stolen, just call the 24 – hour Customer Helpline in India or the Card Helpline abroad to report the loss, so that we can block your account immediately. The SpiceJet SBI Card comes with a zero lost card liability that covers you for up to Rs. 50,000 of financial loss incurred due to fraudulent usage. This protects you against the misuse of your lost card for up to 48 hours before the time you report the loss to us in writing. Fuel Surcharge 2.5% Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits The Card gives you 5 Reward Points for every Rs 100 you spend to buy Spicejet tickets on the Card. That’s not all, you get 1 Reward Point for every Rs 100 spent on the Card otherwise. Quick Reward Points = Free Tickets! * You can request for SpiceJet Vouchers once you earn a minimum of 1000 Reward Points. Redemption of reward points would happen only for buying SpiceJet Tickets. Vouchers can be redeemed in multiples of 1000 reward points. For more info. Click Here  Services & Features   Services & Features General Features: Photo Option No Add On Card No Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services No Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes Insurance: Air Accident Your SpiceJet SBI Card provides you with a complementary personal accident cover of Rs. 50 lacs in the event of loss of life in an air accident*. Hospitalization Benefits No  Special Offers   Special Offers Home Rewards Voucher Rewards Healthcare Rewards Fun & Education Rewards Lifestyle Rewards Charity Rewards Shop Terms & Conditions Bold & Beautiful Offer Note: offer valid from 1st Feb-31st May2008 Ferns & Petals Offer Grab-a-Polo Offer Note: 5th April-5th July 2008 Great Escapes exclusively with Taj Note: 1st Feb- 30th April 2008 Pizza Hut Price-less Note: 5th April-5th June 2008 Via SBI Card Travel Guru  Eligibility Criteria   Eligibility Criteria  Salaried   Salaried: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required If Income > Rs.1,20,000 pa Latest IT return OR Latest Form 16 OR Latest salary slip If Income < Rs.1,20,000 pa Latest IT return OR Latest Form 16 OR Latest salary slip AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months  Self Employed   Self Employed: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Latest Personal IT return AND Copy of bank statement/Updated passbook, showing transactions for the last 6 months.  Retired Pensioners   Retired Pensioners: Annual Income Rs  Age Min.:   Yrs.   Max.:   Yrs. Documents Required Latest pension certificate OR Latest Personal IT return OR Copy of bank statement/updated passbook, showing last 3 pension credits  Terms & Conditions   Terms & Conditions Most Important Terms and Conditions Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Are fixed home loan rates actually... The ABN AMRO One Card Man caught for committing bank fraud 5 steps to avoid credit card debt and... Complete guide to education loans in India