CREDIT CARD DETAIL Vijaya Bank MasterCard Classic Credit Card Card Highlights Card Class Standard Card Type Classic Issuer Vijaya Bank Offered Type MasterCard Rewards Main Features Cards are issued only to our A/c Holders. The cards are issued to Individuals & also to Corporates. Individual cardholders can opt for Revolving Credit facility. The cardholders have the choice of repaying of the monthly bills in instalments (5%, 10%…..95%). The facility of cash withdrawal through other banks ATMs is available. 24 hour personal accident insurance coverage is available. Insurance cover for misuse in case of loss of card is available. The facility of printing the photograph & signature is available for more security. Cards are issued for three years. Cards are renewed automatically for three more years unless cardholder/branch informs, at least 45 days before the expiry of the card, not to renew the card. Revolving Credit Loyalty points  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.75% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee Rs 300 Annual Fee Rs 300 Add On Card Fee Free Add-on cards (for the first 2 years) are issued to spouse, parents, children above 18 years of age. Credit Limit Min.: Rs 5000 Max.: Rs 75000 Cash Advance Limit Rs 25000/- or 50% of the card limit whichever is lower For add-on Rs 2,500 Free Credit Period Max.: 50 days Replacement Card Charges Rs 150 Air/Railway Booking Comment 2.5% of the transaction amount with a minimum of Rs.10.00. Fuel Surcharge 2.5% Min.: Rs 10 Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits 1 point for every Rs.100 transaction. The points are accumulated and redeemed at the end of the card year, if the card is active on that day, at Re.0.50 for each point and the amount so converted is credited to the cardholder. Loyalty points are points awarded to the cardholders for their loyalty towards Vijaya Bank Cards, i.e., for using our Card for their transactions by sharing the interchange received from the acquirers.  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (India) Valid in India and Nepal Insurance: Hospitalization Benefits No  Eligibility Criteria   Eligibility Criteria Deposit - Rs 50,000/- for 2 years Credit facility - Rs 2 lakh SB Account - Average balance of Rs 50,000/- for atleast previous 6 months Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Home Equity Loan: A shoulder you can bank... The best education loan from banks in... Handle your credit card with Care Carnival of Indian Personal Finance Blogs #4 Carnival of Indian Personal Finance Blogs #2