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CREDIT CARD DETAIL Vijaya Bank Platinum Credit Card Card Highlights Card Class Platinum/Titanium Card Type Premium Issuer Vijaya Bank Offered Type MasterCard Rewards Main Features The card is valid for THREE YEARS The Vijaya Platinum Credit card is a domestic MasterCard valid only in India & Nepal The Vijaya Platinum Jubilee Credit Card does not have the facility of Loyalty Points Our cardholders are covered under insurance against fraudulent use in case of loss of the card, for the transactions made after the date of intimation of loss to the bank. The Vijaya Platinum Jubilee Card will be issued free of charge for the first three years. The Vijaya Platinum Jubilee Credit Card cannot be issued to staff members & Corporates  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.75% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee waiver of entrance fee of Rs 300 Annual Fee The card is valid for THREE YEARS. Issued free of charge for the first three years. waiver of advance annual subscription fee of Rs 300 The fees applicable for Classic cards viz. Rs 300 annual subscription fee will be levied from the fourth year onwards. Add On Card Fee Add-on cards are issued free of charge for the first 2 years to the parents, spouse and children above 18 years of age. Cash Advance Limit Upto 50% of the card limit with a maximum of Rs 25000/- Free Credit Period Max.: 50 days Replacement Card Charges Rs 150 Air/Railway Booking Comment 2.5% of the transaction amount with a minimum of Rs.10.00. Fuel Surcharge 2.5% Min.: Rs 10 Service Tax 12.36%  Services & Features   Services & Features General Features: Photo Option No Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme No Global Emergency Assistance Service Yes No. of ATMs (Global) 22 million merchant No. of ATMs (India) 1 lakh merchant Insurance: Air Accident 24 hours Rs 2 lakh for death due to air crash provided the cardholder has transacted atleast Rs 10,000/- in the preceding 12 months. Other Accident 24 hours Personal Accident Insurance to the extent of Rs 1 lakh for death due to Road/Rail Accident provided the cardholder has transacted atleast Rs 10,000/- in the preceding 12 months. Hospitalization Benefits No  Eligibility Criteria   Eligibility Criteria * Account holder of our bank & * Minimum Gross Income of Rs 60000/- p.a. for salaried class & Rs 50000/- p.a. for self-employed OR Term Deposit of Rs 50000/- for two years & above OR Enjoying satisfactorily credit facility of Rs 2 lakhs & above OR Average balance of Rs 50000/- in the SB account for the previous 6 months atleast Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank Dhanlaxmi Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank IndusInd Bank Jammu & Kashmir Bank Kotak Mahindra Bank Punjab National Bank Reliance Capital Ltd. Royal Bank of Scotland Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India United Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Joint Home Loan: A wise decision for a... Importance of reviewing your credit report Personal Loan Vs. Cash advance from credit... How to go about ‘Leveraged Investing’ Man caught for committing bank fraud