CREDIT CARD DETAIL Vijaya Bank Visa City Specific Cards Card Highlights Card Class Standard Card Type City Specific Card Issuer Vijaya Bank Offered Type Visa Rewards Main Features Cards are issued only to our A/c Holders. The cards are issued to Individuals & also to Corporates. Individual cardholders can opt for Revolving Credit facility. The cardholders have the choice of repaying of the monthly bills in instalments (5%, 10%…..95%) 24 hour personal accident insurance coverage is available. Insurance cover for misuse in case of loss of card is available. The facility of printing the photograph & signature is available for more security. Facility of sending transaction details and the monthly bills through e-mail free of charge is available. An option is given to the cardholder to pay according to his/her convenience.  Credit Card Rates   Credit Card Rates Purchases: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 1.75% per month Balance Transfers: Intro Interest Rate 0% per month Introductory Period 0 month Interest Rate 0% per month  Fees & charges   Fees & charges Joining Fee Rs 400 Annual Fee Rs 400 Add On Card Fee Free Add-on cards (for the first 2 years) are issued to spouse, parents, children above 18 years of age. Credit Limit Min.: Rs 5000 Max.: Rs 75000 Cash Advance Limit Rs 25000/- or 50% of the card limit whichever is lower Add-on Rs 2,500 Replacement Card Charges Rs 150 Air/Railway Booking Comment 2.5% of the transaction amount with a minimum of Rs.10.00. Fuel Surcharge 2.5% Min.: Rs 10 Service Tax 12.36%  Rewards & Benefits   Rewards & Benefits The points are calculated at 1 point for every Rs.100 transaction. The points are accumulated and redeemed at the end of the card year, if the card is active on that day, at Re.0.50 for each point and the amount so converted is credited to the cardholder.  Services & Features   Services & Features General Features: Photo Option Yes Add On Card Yes Internet Web Based Access Yes Coverage International Concierge Service No Invitation to Special Events No Road Assistance No Forex & Travel Cheque Services Yes Access to 24-Hour Customer Care Centre Yes Personal Loan Facility No EMI on Call Facility No Dial a Draft Facility No Rewards Programme Yes Global Emergency Assistance Service Yes No. of ATMs (Global) Accepted globally Insurance: Hospitalization Benefits No  Eligibility Criteria   Eligibility Criteria Deposit Rs 50,000/- for 2 years Credit facility Rs 2 lakh SB Account Average balance of Rs 50,000/- for atleast previous 6 months Show All Credit Cards CARDS BY ISSUERS ABN AMRO American Express Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Barclays Canara Bank Central Bank of India Centurion Bank of Punjab Citi Bank Corporation Bank Deutsche Bank HDFC Bank HSBC Bank ICICI Bank Indian Bank Indian Overseas Bank Jammu & Kashmir Bank Kotak PNB Reliance Capital Ltd. Standard Chartered Bank State Bank of India Syndicate Bank Union Bank of India Vijaya Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Utilise credit card reward points Carnival of Indian Personal Finance Blogs #4 Rupeetimes guide to different types of... Credit card finance charges in India: A... Carnival of Indian Personal Finance Blogs #1