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RupeeTimes' financial glossary  A-F |  G-O |  P-V |  W-Z |  1-9 |  Search by category |     Category: Definitions   Acceptance Letter Accrued interest Acquirer Additional cardholder Administrative Fee Advance EMI Affinity Card Agent Bank American Express Amortization ANBC Annual Fee Annuity Appraisal APR ATM Bad Credit Balance sheet Balance Transfer Bank Account Bank discount Bank draft Bank rate Bank reconciliation Bankruptcy Basis Point Borrower Bridge loan Broker Business Credit Card Call rate Capital Adequacy Ratio Card Issuer Cardholder Carpet area Cash Back Credit Card Cash Reserve Ratio Certificate of title Chargeback Chargeback Period Cheque CIBIL Clear title Co-borrower Co-Branded Card Commitment Fee Common areas Compound interest Contract Conveyancing Credit Appraisal Credit History Credit Limit Credit rating Credit report Creditor Current assets Current liabilities Daily interest Debit balance Debit card Debt Debtor Default Demand deposit Depreciation Disbursement Dishonor Disposable Income Documentation Down Payment Early Repayment Charge Electronic Fund Transfer EMI Endorsement Equity Establishment Charge Expired Card Financial inclusion Financial statement Fiscal Year Fixed interest rate Fixed rate Floating Rate Floor Limit Foreclosure Fraudulent Transaction Futures Balance Transfer Balance transfer is a process of moving an unpaid balance or loan from a high interest regime to a low interest loan. Balance transfer, involves paying a small fee which is a percentage of total outstanding loan amount- called the balance transfer fees.