RupeeTimes' financial glossary  A-F |  G-O |  P-V |  W-Z |  1-9 |  Search by category |     Category: Credit Cards   Acceptance Letter Acquirer Additional cardholder Affinity Card American Express Annual Fee APR ATM Bad Credit Balance Transfer Bankruptcy Business Credit Card Capital Adequacy Ratio Card Issuer Cardholder Cash Back Credit Card Chargeback Chargeback Period Co-Branded Card Contract Credit Appraisal Credit History Credit Limit Default Disposable Income Documentation Expired Card Floor Limit Fraudulent Transaction Bad Credit Synonymous with poor credit or problem credit, bad credit is a term used to describe less than perfect credit rating. Bad credit can result from many things, most popular being making late payments, missing payments, jumping the credit limits etc. Bad credit doesn’t get good interest rates and can be a reason for credit denial.