RupeeTimes' financial glossary  A-F |  G-O |  P-V |  W-Z |  1-9 |  Search by category |     Category: Credit Cards   Acceptance Letter Acquirer Additional cardholder Affinity Card American Express Annual Fee APR ATM Bad Credit Balance Transfer Bankruptcy Business Credit Card Capital Adequacy Ratio Card Issuer Cardholder Cash Back Credit Card Chargeback Chargeback Period Co-Branded Card Contract Credit Appraisal Credit History Credit Limit Default Disposable Income Documentation Expired Card Floor Limit Fraudulent Transaction Capital Adequacy Ratio Capital Adequacy Ratio is the capital and assets ratio which banks are required to maintain against risks. It is also known as Capital to Risk (Weighted) Assets Ratio (CRAR) in conformation with the Basel II accord.