RupeeTimes' financial glossary  A-F |  G-O |  P-V |  W-Z |  1-9 |  Search by category |     Category: Definitions   Acceptance Letter Acquirer Additional cardholder Administrative Fee Advance EMI Affinity Card American Express Amortization Annual Fee Appraisal APR ATM Bad Credit Balance Transfer Bankruptcy Basis Point Borrower Broker Business Credit Card Call rate Capital Adequacy Ratio Card Issuer Cardholder Carpet area Cash Back Credit Card Cash Reserve Ratio Certificate of title Chargeback Chargeback Period Clear title Co-borrower Co-Branded Card Commitment Fee Common areas Contract Conveyancing Credit Appraisal Credit History Credit Limit Default Depreciation Disposable Income Documentation Down Payment Early Repayment Charge EMI Establishment Charge Expired Card Fixed interest rate Fixed rate Floating Rate Floor Limit Foreclosure Fraudulent Transaction Futures Floor Limit Floor limit is the maximum amount; credit card brands like Visa and MasterCard have set froth for a single transaction for specific types of merchants, outlets and branches. An authorization is required, usually via a phone call to exceed the floor limit.