Ice-cream seller: What else could I do? They were torn, dirty and crumpled. See, I too have some, but nobody accepts them from me!

Money Kumar: Then you come with me too. I'll give you a simple solution for your problem.

Money Kumar takes them to a nearby bank branch.
Money Kumar: You can exchange soiled notes for fresh ones at your nearest bank branch.

Ice-cream seller: But Money Kumar, I don't have a bank account.

Money Kumar: Hey! That doesn't matter. All banker exchange soiled notes across their counters for anyone... even a non-customer!