RUPEETIMES.COM Rated corporates will avail a cheaper loan The capital adequacy ratio (CAR) of the bank comes down if the borrower firm's accounts are not rated because an average risk has to be assigned to the credit extended to such borrowers. On the other hand if the accounts are rated and the firm has a good rating, CAR is high as the risk assigned tends to be lower. i think it is exactly opposite rahul (Posted: Nov 12, 2008)   Post your comment:   Your Name: Email Address: Comment: COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Carnival of Indian Personal Finance Blogs #1 12 point conduct checklist for bank and... Used Car Loan Melas in India Credit profile and its effect on loan... New Vs. Used Car loan in India: Benefits... A chronicle of excesses by loan recovery... Carnival of Indian Personal Finance Blogs #4 Effect of employment on loan eligibility... Manage your loans, avoid recovery agents A chronicle of excesses by loan recovery... NEWS THIS WEEK • Banks view to increase mobile ATMs Jan 7, 2009 • Citibank: A 50 basis points cut in the interest rates may come soon Jan 5, 2009 • SBBJ cut PLR by 50 basis points Jan 2, 2009 • Unsecured loans portfolio rise for PSU Banks Dec 31, 2008 • Central Bank of India enter into an agreement with Kotak Mahindra AMC Dec 31, 2008 News Archive