The chairman also claimed that the value of shareholders investment in IIHL has significantly appreciated with time. The company has been providing a reasonable return by way of dividend payment since 1995. The average dividend and the total dividend paid per annum were 6.33 and $22.68 million respectively. This amount is equivalent to $0.73 per share of $1 each. Hinduja said, "As on March 31, 2008, the net worth of IIHL was $178.17 million."

He added, "In order to share the benefit of the growth of the company, it was decided to issue 6 percent five-year bonus bonds of $1 each to shareholders in the ratio of one bond to every two shares held with effect from October 1, 2007."

The bank expects 40% to 45% hike in advances during the current fiscal, against the average loan growth of 20 percent by most other banks.