 |
I AM A SENIOR CITIZEN FROM MUMBAI. I TOOK SBI CARD SOME 6 YEARS BACK, AND USED FOR ONE YEAR, WHEN THEY SENT A BILL FOR RENEWAL I RETURNED THE CARD WITH REQUEST TO CANCEL IT, AS CITI BANK AND ICICI BANK NEVER CHARGE FOR RENEWAL. I PAID ALL MY DUES WHEN THE CARD WAS RETURNED. NOW AFTER 4 YEARS THEY ARE ASKING ME TO PAY OVER RS.4000+ AS OUTSTANDING IN MY ACCOUNT. I VISITED THEIR RECOVERY AGENT GE MONEY IN JUNE THIS YEAR AND SORTED OUT THYE MATTER AND THEY GAVE A STATEMENT OF OUTSTANDING AT RS.90 ONLY WHICH ALSO THEY SAID WOULD BE REVERSED. ACCORDI8NG LY I GOT ANOTHER E-MAIL INFORMING ME THAT ALL MY ACCOUNTS STAND REVERSED AND I HAVE TO PAY NOTHING AND THE CARD IS INACTIVE. HOWEVER JUST LAST WEEK I GOT A MAIL ATTACHING OUTSTANDING AMOUNT.
ALL MY REQUEST TO CANCEL THE CREDIT CARD IS OF NO USE TILL DATE. WHAT TO DO?
|
| GOPAL KRISHNAN M (Posted: Sep 3, 2008) |
|
|
I HAVE SBI-GE CREDIT CARD ISSUE TO ME IN APRIL2006,THE SAME TIME I HAD GIVEN DD TOWARDS BALANCE TRANSFER FOR MY HDFC CC WHICH I USEED AND REPAY ,FROM FIRST STATEMENT ITS SHOWING ANOTHER Easy DD OF RS 10000/ WHICH I NEVER RECEIVE ,AFTER SO MANY COMPLAINTS TO THERE EXECUTIVE THEY ARE ABEL TO WAIVE OFF THESE CHARGES ,EVEN THOUGH I WALKED IN TO THERE RECOVERY OFFICE IN ANDHERI,MUMBAI ,MY ISSUE HAS NOT BEEN SORTED YET SINCE 2006 ,PLEASE SUGGEST ME WHAT SHOULD BE DONE IM TOTALY HARRASED.
|
| Pavan Tiwari (Posted: Aug 6, 2008) |
|
|
I was a ICICI Bank Gold card holder 5year back at 2003 . I was handling the card carefully as given a lifetime free subscription ...In first month bill i found the 1year subscription charges they have added and then imme. i spoke to their customer care and asked for waiver . but no response ... Even after two month they called my house and took my spouse details and send another add on card without my knowledge ... So first 6 months i started paying regulearly and 2004 sometime june-july i used my card for a high transaction around Rs100000 and next month bill i found bank placed that amount in loan EMI scheme with a interest . I complaint to customer care and they told they cananot revert that ... then i started not to paid any money to bank furher ..... Even
even the reguler bill was not on time and duplicate bills they used to send after 3-4 reminders ..
Now at 2008 month of July , i got a call from ICICI recovery agency and asking a haevy outstand to be pay within next 7 days ...They start calling me in my resident telephone , office mobile no and harreshing me .... I
Even they used the name of one of police station and started threatening me ....
asking payment of 5 years interest of 1,30000. I contact one lawyer imme. and asked for legal notice to bank ... Please tell me what else i can do in this regards.
|
| Sanjay Das (Posted: Jul 22, 2008) |
|
|
I was a ICICI Bank Gold card holder. In the 1st week of October '07 I got a call from Mr. Harshu Mehera of ICICI Lombard, Kolkatta branch to buy cash less Medical Insurance policy. It was told to me that the Data of all gold card bearers was provided by ICICI bank and they will get certain additional benefits as a privileged customer. Again it was told that as per IRDA guidelines the entire conversation is recorded, which can be produced on demand. As per the Sales Executive, the premium amount won't be charged to me directly and I have to pay the premiums in monthly EMI without any interest. In case of any deviation from what has been said, the policy can be returned back within 30 days. I was convinced and agreed to go for two Insurance policies, i.e. policy number 4034/FPP/02690812/00/000 and policy number 4034/FPP/02690813/00/000, with an annualized premium of around 14500/- (appx.) together and my monthly premium came to 691/- p.m.
The next month when the bill came, I was shocked to see that the entire yearly premium was charged. I immediately rang up Harshu Mehera (the same executive who sold me the policy) to inform about the wrong billing and requested him for canceling the policy. But to my surprise he avoided it and suggested me to pay the monthly EMI. He promised me to follow up the issue and ensure that the next month I will get the correct bill. As per his commitment I paid two separate cheques as EMI for both my policies amounting to 691/- together. But again next month I got a similar bill where the yearly premium was charged with Interest. But when I complained nobody helped me. I even requested for Cancellation of policies. I might have called the customer care executive of both ICICI Lombard as well as ICICI credit card division several times, but they didn't even care to lodge the complain as my Card had already been blocked. N0 body cared to even guide me or listen to my complain. I even complained the same to the Customer Care Manager, and got an assurance from him for a solution to it. But of no relief. Every month I used to get bills with Interest and charges. Whenever the CCEs of ICICI credit card called me and listened my problem, they used to give false assurance that the matter will be solved. I even went to Videocon Tower, ICICI Bank Office, Delhi, for a solution but nothing worked out.
I am being harassed and penalized for no reason. I doubt if ever I can get justice. Till now I have never been a defaulter of any bank for Payment. Now the bill amount has reached 20,000/- , and I am being mentally harassed by ICICI Bank since last 6-7 months. I pray for justice. You are the last hope for me.
|
| Swayam Prakash Panda (Posted: May 18, 2008) |
|
|
Dear Sir/Madam
I am a Delhi based professional. Someone from Hyderabad (as cusmercare
people of icici credit card division had informed me) has used my
credit card number to make payment through, eSEVA on 11/02/2008
between 6 to 8 pm. I have never been in Hyderabad and none of my
relative or Friend live in this city. I had lodged a complaint in bank
and bank had initiated a dispute on 22/02/08. Now after 75 day, bank
is not providing the details of the beneficiaries of the eight
disputed transactions done illegally through eSEVA website. I have
also lodged a complain in Delhi police, however no has helped me. I
have some grounds to suspect icicicreditcard personnel's based in
Banjarahills, Hyderabad, for this crime. Bank is delaying so that
evidence would be lost. eSEVA is not giving any response to my emails.
I am not able to come Hyderabad to lodge a police complaint. this is
the last hope for me. please help me for following things;
1. providing information about the beneficiaries of eight disputed
transactions
2. information about the people or agencies who used my credti card number
3. information about how to lodge an online complain against these culprits.
4. information about how to punish icicicredit card division which is
responsible for my sever harassment.
I will provide all the relevant documents and information, if required
regards
avanish kumar
9868714020
9358389303
|
| Avanish Kumar (Posted: May 9, 2008) |
|
|
Talking about Online Loan and credit cards, I think you should see this Payday Loans Online site, which offers all sorts of personal loans for your needs. It is a personal loan resources and financial services portal plus an online directory for financial products and services. Through OnlineLoanResources.com, Obtaining personal loans or financial services is as easy as 1 - 2 - 3.
|
| James Smith (Posted: Feb 12, 2008) |
|
|
