Telecom major, Reliance communications and joined hands with State Bank of India and introduced mobile banking facilities for its GSM customers.

"Reliance consumers can use facilities like balance enquiry, mini statement, fund transfer, cheque book issuance, mobile recharge and bill payment at any time and place through the use of their cell phones," the company said.

Reliance customers will not need to have any special service or GPRS in their phones. The only requirement would be an account with SBI which is a must for this.

SBI account holders need to register themselves with the bank for the service following which they can transact easily and receive messages for every transaction.

"Consumers use their cell phones to play games, read news headlines, surf the internet, do online trading etc. And still consumers continuously keep demanding more and more from their phones," said Mahesh Prasad, president-wireless business, Reliance Communications.

"This mobile banking service is yet another useful service for our customers, they can now avoid those long queues at the SBI branches," he added.