Kishore Biyani, in a bid to tap millions of customers who walk into his stores, plans to introduce consumer loans and other investment options of Future Capital Holdings in Big Bazaar, central and Pantaloons.

Biyani is the Managing Director of Pantaloon Retail (India) Limited and the Group Chief Executive Officer of Future Group. He has been a pioneer in introducing organised retail in India.

The move is expected to aid in reviving the financial services business that failed to pick up because of the Initial public offering during the boom. It had also planned to collaborate with the nation's second largest lender, ICICI bank, for launching credit cards but it could not happen.

Biyani said, "The business will go through a virtual integration with retail because of the synergies of a common consumer."

The group had hired Goldman Sachs Group Inc executive Sameer Jain as the vice chairman and CEO of Future Capital holdings and economist Roopa Purushothaman to pursue its financial services but the plans were not materialised due to the global meltdown. These plans are being reconsidered.

A common group, Retail Financial Services, with members from Future group, Future capital Holdings (FCH) and centrum Capital has been formed. The group would be responsible for integrating credit and personal investment products offered by FCH such as consumer loans, stock investing, forex and wealth management products from Centrum Capital and insurance products from the group's joint venture, Future Generali on a common platform.

The group is still planning an alliance with ICICI to launch a credit card. This concept aims at making cross selling easier.