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sir, I had taken education loan approx 2.9 lacs during 2005 to2008 from sbi . i did repayment approx 4.0 lacs til oct. 2013. As per government education loan subsidy scheme in budget 2014-2015 ,am i eligible for subsidy scheme?& can i get money back addion to principal amount. what documents are needed for summition to bank to get benifit. can you please about time line for sumision of document.
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| Rupesh kumar (Posted: Jun 19, 2014) |
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sir, I had taken education loan approx 2.9 lacs during 2005 to2008 from sbi . i did repayment approx 4.0 lacs til oct. 2013. As per government education loan subsidy scheme in budget 2014-2015 ,am i eligible for subsidy scheme?& can i get money back addion to principal amount. what documents are needed for summition to bank to get benifit. can you please about time line for sumision of document.
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| Rupesh kumar (Posted: Jun 19, 2014) |
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sir,
my son taken education loan of rs 2,35,500 in jan 2010. i was submited income certificate on mar 2011 to mar 2013 education was complited . we are eligible for full interest subsidy i am poor my early incom 150000.plg suggest to me
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| suresh raghuvanshi (Posted: Jun 18, 2014) |
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Sir,
My son taken loan of Rs.1,34,742 in Sept09,Sept 2010. I was submitted (CCIS) income certificate on Mar 2011.Last year June 2013 Education was completed. We are eligible for Interest subsidy or not ? Plz suggest to me
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| CH RAMESH (Posted: Jun 11, 2014) |
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Sir,
My son taken loan of Rs.1,34,742 in Sept09,Sept 2010. I was submitted (CCIS) income certificate on Mar 2011.Last year June 2013 Education was completed. We are eligible for Interest subsidy or not ? Plz suggest to me
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| CH RAMESH (Posted: Jun 11, 2014) |
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Sir,
My son taken loan of Rs.1,34,742 in Sept09,Sept 2010. I was submitted (CCIS) income certificate on Mar 2011.Last year June 2013 Education was completed. We are eligible for Interest subsidy or not ? Plz suggest to me
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| CH RAMESH (Posted: Jun 11, 2014) |
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Sir,
My son taken loan of Rs.1,34,742 in Sept09,Sept 2010. I was submitted (CCIS) income certificate on Mar 2011.Last year June 2013 Education was completed. We are eligible for Interest subsidy or not ? Plz suggest to me
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| CH RAMESH (Posted: Jun 11, 2014) |
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Sir,
My son taken loan of Rs.1,34,742 in Sept09,Sept 2010. I was submitted (CCIS) income certificate on Mar 2011.Last year June 2013 Education was completed. We are eligible for Interest subsidy or not ? Plz suggest to me
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| CH RAMESH (Posted: Jun 11, 2014) |
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Sir,
I have taken education loan from Punjab National Bank on 2007-2011.
I am about to complete my principal amount which I have borrowed.
Finance Minister announced Interest Subsidy scheme 2014 for the loans taken before 2009.
I was happy that my interest will be cancelled. When I approched the bank, they are not providing any details.
I have recevied interest subsidy of 15000 for the loan period 2009-10. But now the bank is telling am not eligible for the new subsidy shceme announced by Finance Minister since I have applied for subsidy already. But Finance Minister havent said anything like that in his statement.
Kindly help me in getting the subsidy.
Thanks in advance.
My mail id is - bala_gom@yahoo.com
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| Balamurugan J (Posted: Jun 9, 2014) |
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Sir,
I have taken education loan in June 2008 for my son from State Bank of Bikaner and Jaipur.
The condition of payment was not to add monthly interest during the repayment of loan. I also filled up the form of subsidy which was issued by the Govt of India in the year 2009.
Today, I met with the manager of base branch for asking the due payment and the subsidy, he told me that i am not entitled for the subsidy. only those person who can't pay the loan would be befitted with this scheme.I got the subsidy for the first year only and not as the whole.
P.S. -> Is there any way to get the full subsidy i.e on the full loan amount ? I am a govt employee and work for railways, and my monthly installment for loan is around Rs.7500 with Rs 3540 as interest inclusive.
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| Kailash Chand Verma (Posted: Jun 7, 2014) |
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