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Interest subsidy scheme on education loans mandated on all banks
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Henry (Posted: Jul 22, 2014)
sir
I have taken loan Rs 1,60,000 from syndicate bank.2013-2014

I want to know what is last date for submission of form to avail the subsidy benefits we are entitled to.

please sir let me know its very much urgent.
JAMEER (Posted: Jul 21, 2014)
Dear Sir,

I had taken education loan of amount 3.00 lakhs from PNB in July 2009. My family income is less than 1 lakh. Still I am managing very hardly to pay the loan sincerely. I don\'t have any god job to bear this huge burden. When i approached PNB bank manager. He Said you are not eligible for the scheme as you are paying your loan amount and interest regularly and this scheme is available for students who have not paid interest amount or whose interest is pending as on date. kindly help in this reagrd. I shall be highly obliged to you for earliest reply at your convenience.
Thanking You,

Regards
Gagan Goswami
Gagan Goswami (Posted: Jul 14, 2014)
Dear Sir,

I had taken education loan of amount 3.00 lakhs from PNB in July 2009. My family income is less than 1 lakh. Still I am managing very hardly to pay the loan sincerely. I don't have any god job to bear this huge burden. When i approached PNB bank manager. He Said you are not eligible for the scheme as you are paying your loan amount and interest regularly and this scheme is available for students who have not paid interest amount or whose interest is pending as on date. kindly help in this reagrd. I shall be highly obliged to you for earliest reply at your convenience.
Thanking You,

Regards
Gagan Goswami
Gagan Goswami (Posted: Jul 14, 2014)
Dear Sir,



I Have taken education loan On 10/ Feb/.2010.I Warrowed an Amount of 2.80 Lakh From PNB Bank .for MBA and my Course was completed in 2011,
After that i Asked to Branch Manager for interest of Education Loan they Said Whenever will come Advantage of interest Subsidy then they will Inform me,But didn\'t come Any response form site Bank.

Kindly I Requesting to You,i am Unable to pay This Amount So Kindly Give the Suggestion of Advantage interest Subsidy..


Thanks&Regards
Rajkumar Chouhan
Chhindwara(MP)
09987758609/9977231817
Rajkumar Chouhan (Posted: Jul 14, 2014)
Hi Sir,

I have taken educational loanfrom state bank of india regent estate branch for my mba course in 2008 we didnt pay the interest during my course. i started paying in march 2013. Whether i am applicable to get the interest subsidy.

joydip
Joydip Kumar Das (Posted: Jul 12, 2014)
Hi Sir,

I had taken education loan of 2 lakhs in 2006 for my engineering study. I have been paying interest during my course (for 4 years). later i didn't pay any interest/repayment. am i eligible for this subsidy scheme. Can you please help on this?

Thanks in advance.

Manivel k
Manivel (Posted: Jul 11, 2014)
Hi Sir,


My name is Murali.V I have taken Education loan from Canara Bank for my B.E Course in the year 2005. As per the Central Scheme of Interest Subsidy for Educational Loans announced by our Finance Minister on 17th Feb 2014, the Outstanding Interest Component on the Loan will be waived off as on 31.12.2013.

When I approached the Canara Bank Branch (Vaniyamabadi, Tamil nadu)where I availed the Loan, the Manager said that they have not received any official statement from the Canara Bank higher authorities to proceed on waiving off the Interest and also he said that the subisdy amount will be directly credited to my Loan Account and I dont have to submit any documents to avail the subsidy. Manager said the subsidy will be handled directly by the Regional and I dont have to visit the Branch.

Note: My Family Income is less than 1 Lakh and am eligible to avail the Subsidy. I have also submitted the Income Certificate while availaing the Loan.

When I cheked with the Canara Bank, Main Office Bangalore they are telling July 15th 2014 is the last date to Avail Subsidy and I have to fill some forms in the Branch office and submit the supporting documents to avail the Loan Subsidy. But in Branch they are telling that I dont have to submit any documents. Please guide us on how to avail the Subsidy.
Murali (Posted: Jul 11, 2014)
Sir,

I have taken Education loan in 2007. i paid interest for last four years. Am asked to bank for interest subsidy. but they are replied as they did't get any notice like that. how can i get subsidy. can you please help me..
ponmani (Posted: Jul 11, 2014)
sir,
from Aug 2007 to nov 2009 i took educational loan from SBI. Currently i am making repayments. i am willing to get educational loan subsidy. Whom should i contact or where should i apply?
sourav paul (Posted: Jul 11, 2014)
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