The Government of India has urged the Unique Identification Authority of India (UIDAI) that they should enrol students in the program from the day of their joining in school.

This step would aid in monitoring the education system, quicken up and ensure hassle free disbursal and repayment of student loans and also to keep a track of school and college dropouts.

"A student's entire educational record will be linked to the UID number and a bank will not have to worry about the chance of any forgery in certificates or false claims on educational qualifications," said a ministry official having knowledge on the issue. "This will speed up the process and at the end it's the students who will not get hassled."

"The fingerprint and iris change up to 18 years of age, hence the parents' biometric identity proof will be kept as a foolproof measure," said the official. "Once a student turns 18, the biometric prints and photo will be taken as the final one for future use."

According to HRD ministry data, out of 12 million students pursuing higher education, 9% have taken study loans.