The largest lender of the country, State Bank of India, after suffering a huge set back in profits has now taken to conscious and careful steps regarding check on bad loans.

The lender has set 14 tracking centers for tracking accounts this time.

"The State Bank of India has informed that they have set up account tracking centres in all its 14 circles to check non-performing assets (NPAs)," minister of state for finance Namo Narain Meena said in Rajya Sabha.

The profits of the lending major had dipped my a staggering 99% to 20.88 crore for the quarter-ended March 31, 2011 as against 1,866.60 crore it had posted for the same period last year.