The Mumbai based Dena Bank is offering home loans and car loans without levying any processing fees on them. Following the processing fee waiver on retail loans by almost all public sector banks, Dena Bank has also done away with processing charges on its home loans and car loans segments.

The bank issued a statement which said that in addition to this, it has also reduced the processing fees on personal loans and gold loans by half. The offer will be open till the end of December 2012.

The nationalized bank is providing its Dena Trade Finance Scheme to customers at about half processing fees. This scheme provides credit facilities to eligible traders to the tune of Rs. 2 crore. A similar scheme for doctors provides loan services to doctors up to Rs. 2 crore to help them to purchase and open medical equipment.